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I've had the Alt Reserve since April of this year so I requested an increase on Monday 11/16 and got the HP language before I hit submit. Thank goodness I have all 3 CBs on ice because I instantly received an alert from TU that US Bank attempted to pull my report. I'll stick with a 9K limit for now.
I have 4 USB cards Altitude, Cash+, Flex Perks VISA and Amex. Last month I requested CLI on Altitude and got immediate response either 4 or 5k (don't remember exact amount.) Tried the Cash+ got same increase. Visa and Amex were next both approved for 1k less each approval. Did not get a HP on any of the increases.
CC customer since 2007 (NW airlines that morphed to FlexPerks). 2 auto increases in December 2018 but had never requested increases. Yes I understand every situation is different but saying every consumer initiated CLI with USB is not correct.