Re: CSP 80,000k Application

Meanmchine · ‎10-02-2020

< fingers crossed >

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching

Credit4Growth · ‎10-03-2020

I may be in the same boat with a product change and app, good luck to you!

Anonymous · ‎10-03-2020

Excellent DP's. It's just a matter of time. Good Luck!

randomguy1 · ‎10-03-2020

Still 2 weeks message. Maybe we will hear something Monday.

Loquat · ‎10-03-2020

Fingers crossed for you, OP. I sure could put 80k UR points to work...especially with the upcoming holiday season.

randomguy1 · ‎10-04-2020

@Loquat wrote:
Fingers crossed for you, OP. I sure could put 80k UR points to work...especially with the upcoming holiday season.

We just closed on a house so I probably have 10k worth of spend in the next couple months. I'm going to open a card next week as well.

MrPepperoni · ‎10-04-2020

Does anybody know when 80k SUB will expire ?
I am trying to see if I should pull a trigger now or I have time to have my CCs report +1 more month ?

Moved to the US in August 2018.
Applied for Citi Costco in November 2018 - Denied due to lack of history (no history).
Started building credit in January 2019. Please hover over each card:

Discover IT Cash Back | SL $300 as IT Secured | CL $2,600 | Jan 2019

Chase Freedom Unlimited | CL $2,500 | Sep 2019

AMEX BCE| SL $5,400 | CL $23,000 | May 2020

Chase Sapphire Preferred | SL $5,000 | Nov 2020

BofA Cash Rewards | SL $6,000 | April 2021

Chase United Quest | CL $5,000 | April 2021

American Honda Finance| Honda Accord EX-L 2023 Auto Loan @ 3.99% for 36 months | May 2023 | $13,803 (82%) remaining out of $16,932

Also have Chase Marriott Bonvoy Bold (6 months old, $11k limit)
Bilt Credit Card (6 months old, $2k limit)
Amex Hilton Honors Surpass (1 month old, $16k limit)
Two paid off auto loans ($20.5K and $15.7K)

coldfusion · ‎10-04-2020

@MrPepperoni wrote:
Does anybody know when 80k SUB will expire ?
I am trying to see if I should pull a trigger now or I have time to have my CCs report +1 more month ?

Rumored to be through 11/6.

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

randomguy1 · ‎10-04-2020

Chase actually does verification on a Sunday night. They called and verified she was actually the one who applied. Verification said up to 10 business days to get the card. P2 asked for the card to be expedited, transferred to the "Sapphire Team." Card will be expedited and "you will get it tomorrow or Tuesday at the latest."

Data points:

Roughly 760+ FICO 8 across the board

$16,100 CL

15.9% APR

80k sub offer after $4,000 spend.

9/24 CSP (5+ years old) > Product change to CFU

10/1 applied to CSP.

10/4 approved.

Remedios · ‎10-04-2020

Congrats. You know the drill lol

CSP 80,000k Application

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