Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it. 
Especially with some of the thinner files getting approved.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
Especially with some of the thinner files getting approved.Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
Hold out for as long as you can, the ageing of your youngest account should help you out a fair bit.
Who knows by the time the end of May rolls around you might have the green check mark for the CSP sitting there waiting for you.
Who knows by the time the end of May rolls around you might have the green check mark for the CSP sitting there waiting for you.
@Priory_Man wrote:
Hold out for as long as you can, the ageing of your youngest account should help you out a fair bit.
Who knows by the time the end of May rolls around you might have the green check mark for the CSP sitting there waiting for you.
That's what I'm hoping for, gonna be traveling in June and hope to have it before then. 
@Anonymous wrote:
Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
I suggest staying in the garden at a minimum til your AoYA age 12-18 months. If it were me, I’d wait for 24 months. This way at least the SL would possibly be higher.
@Anonymous wrote:
Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
I would hold out until you get a pre-qual or branch pre-approval offer.
@sjt wrote:
@Anonymous wrote:
Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...I would hold out until you get a pre-qual or branch pre-approval offer.
I'm hoping one pops up in my account. Don't feel like checking at a branch, closest one is almost 2 hours away. ;p
@Anonymous wrote:
Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
How long ago did you get freedom unlimited?
@Remedios wrote:
@Anonymous wrote:
Floating around the approval board, noticed a bit of a wave of CSP/CSR approvals and it's getting me antsy. It's a goal card for me, and I'm trying to garden a bit before trying for it. All these approvals makes me want to go for it.
Current situation is FICOs 730+ AoOA is 2.5 years, AAoA is 7 months. 2% uti on one card (already PIF, waiting on report), all others 0. I also opened a Chase checking account, only offer they gave me though was if I opened a checking AND savings and a high deposit, so no SUB for me.
Anyway, what would you say my chances are if I wait til the end of May, should bring AAoA to 9mo and currently 4/24. All info in sig is current. That CSP is tempting me...
How long ago did you get freedom unlimited?
That's one of my biggest concerns, I know Chase doesn't like throwing them out back to back. My CFU opened on Feb 1.