CSP in my offers

[Anonymous]

Hey All,

I literally shrieked when I saw this pop up in my offers. My question is, how long do you think it will stay there? I want to know my new income and I won't know for maybe another week or so. The apr high, the 23 one. I know it shouldn't matter, but still. Oh man, this is my dream card and I already have freedom and the unlimited. I haven't thought about it much recently because I figured it would be forever until I was eligible. I'm currently at 5/24. I'm scared to lose the offer and have to wait forever, but I'd like to improve my odds, sl, and apr. My ex is a 686 right now. Last I saw eq was around 670. Wait and it will be there again for me, or do it now and get it while it's there? Thanks!

[sjt]

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@Anonymous wrote:
Hey All,

I literally shrieked when I saw this pop up in my offers. My question is, how long do you think it will stay there? I want to know my new income and I won't know for maybe another week or so. The apr high, the 23 one. I know it shouldn't matter, but still. Oh man, this is my dream card and I already have freedom and the unlimited. I haven't thought about it much recently because I figured it would be forever until I was eligible. I'm currently at 5/24. I'm scared to lose the offer and have to wait forever, but I'd like to improve my odds, sl, and apr. My ex is a 686 right now. Last I saw eq was around 670. Wait and it will be there again for me, or do it now and get it while it's there? Thanks!

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I am sure it will still be offered to you in a week or two.

[Anonymous]

Ok thanks. I may still need to wait a few more months to ensure I can meet the spend. Hopefully it won't disappear.

[Anonymous]

I called TU and I have a med collection set to fall off next month, so I'm gonna wait a couple months and see what my scores do. I imagine if chase is offering it to me now, they would still offer it to me after a collection falls off. The collection doesn't exist on my eq, but is on ex and tu. Eq is my lowest score still somehow...not sure why. But hoping for a decent jump with that falling off soon. Maybe better terms will be offered.

[Anonymous]

It's been in my offers for a really long time. I wouldn't worry if I were you.

[Anonymous]

Ok cool! Thx!

[Revelate]

Hrm.  Just to offer a counter point.

The economy and market conditions have been pretty stable for the past two years and Chase has been on a customer acquisition spree.

I don't know if that will continue in the future and things might really go sideways if we do wind up in a trade war with China.  I'd look carefully to see if you can make the bonus, and if you can, pull the trigger... and if not, start delaying spending / saving cash to where you can would be my advice.  I know I'm not going to wait for a pre-approval or to get under 5/24, just going to walk into the branch and cold app personally for the CSR in my case... things may be very very different in 6 months time.

[Random_idiot]

'My offers'? 

like the chase preapproval? lol how the heck does it work for you, but not me?

it says temp down.