CSP offer

[tcbofade]

Hmmm.  Updating excel sheet this morning, DW has an offer for CSP with the 60k SUB.

She's lol/24 and around 15% cranberry.

EX 711, TU 757.

Shows a fixed interest rate.  (not a range...)

Is this a real offer?  No green checkmarks, but it shows up when I look at account details on her existing card.

Hmmmm.....

[Remedios]

Post a screenshot, Taco. 

[Anonymous]

No spread = good chance of approval.

I have 3 cards listed when I do the drop down and hit CC and they each have a spread but only the 3 boxes for info they want.

[tcbofade]

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@Remedios wrote:

Post a screenshot, Taco. 

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They only want income and a phone number...

[Anonymous]

What's more important is what's below in the T&C box.  If it's a specific APR then it's pretty much golden.   Of course nothing is 100% until you have the card in your hand.

[tcbofade]

[atst2000]

Yes it’s a pre-approval. Go for it. There mostly golden. I had one and went pending but eventually got approved.

[pinkandgrey]

Looks good to me! Good luck! Approvals, here we come

[MrDFinance]

That’s the exact same offer I received with a static apr and I was also lol/24 and got instantly approved

[SoCalifornia]

Hmm, I have this same offer, APR a smidge higher, but fixed nonetheless.

I have been sitting on it because I was denied a month before this appeared in my account. Now I'm 🤔ing too

Edit: I'm curious to see the outcome, if you do in fact take the plunge, since it's nearly identical to my offer.