CSP

[Anonymous]

UPDATE: Got the denial letter in the mail today. Only reason was "Not enough gross annual income to qualify for the credit card". I don't even think they gave me an HP. Doesn't show a score on my letter.

[OmarGB9]

What's your income if you don't mind me asking?

[Anonymous]

under 13k. I work part-time while going to school.

[OmarGB9]

Hmm. Thanks for sharing. I don't think I could justify or even meet the spend bonus on the CSP if I were to apply, but I was just curious what my odds would be. My income is under 25k.

[redpat]

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@OmarGB9 wrote:
Hmm. Thanks for sharing. I don't think I could justify or even meet the spend bonus on the CSP if I were to apply, but I was just curious what my odds would be. My income is under 25k.

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None.

[OmarGB9]

Lol oh well no biggie. That's not on my wish list anyway.

[redpat]

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@OmarGB9 wrote:
Lol oh well no biggie. That's not on my wish list anyway.

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Estimated income over 40K for CSP, IMO.

[Anonymous]

The source code for the application says minimum of $14,400.

[redpat]

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@Anonymous wrote:

The source code for the application says minimum of $14,400.

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They like higher IMO, for their top card.  Starting line is $5k so that would be about 35% of income.

I don't think may get approved with income that low.