@msbia wrote:
@Anonymous wrote:
People only PC to CSR as consolation lol. Never PC.
This is a broad and kind of erroneous statement. I product changed because I have a LOT of UR points already and didn't want to get double pulled for a denial because of 5/24. I weighed the benefits of the card versus the $450 AF and with my upcoming travel, found I would come out ahead. I will be under 5/24 by next summer, I can downgrade the CSR back to CSP and reapply if I want at that point. There is no consolation for me, it's all a win/win.
Ok, I agree with you that value is subjective. However, you still left 100K UR points on the table when you PC'd. It might not even be 100K when you apply again. I'd still say it's a consolation prize. If it wasn't, you wouldn't be trying to manuever your way out of 5/24 then reapply for the card later. You'd just keep it open as a PC'ed product and use it until the benefits no longer make sense to you. Yes, my statement was broad, but it's not erroneous.
