CSR denial? Banker told me I'll get my decision in the mail sometime this week.

[CreditCuriosity]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

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Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

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That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

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Does 30 day verification require another hard pull from Chase?

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no

[Anonymous]

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@CreditCuriousity wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

---

Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

---

That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

---

Does 30 day verification require another hard pull from Chase?

---

no

---

Really? I was hoping to apply for the PenFed Gas card before it goes away but I didn't want to risk Chase needing to re-pull. So you think it's safe to apply for another card while I'm pending with Chase?

[CreditCuriosity]

---

@Anonymous wrote:

---

@CreditCuriousity wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

---

Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

---

That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

---

Does 30 day verification require another hard pull from Chase?

---

no

---

Really? I was hoping to apply for the PenFed Gas card before it goes away but I didn't want to risk Chase needing to re-pull. So you think it's safe to apply for another card while I'm pending with Chase?

---

They certainly could SP you though..  Probably safe, but better being safe then sorry....??

[Anonymous]

---

@CreditCuriousity wrote:

---

@Anonymous wrote:

---

@CreditCuriousity wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

---

Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

---

That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

---

Does 30 day verification require another hard pull from Chase?

---

no

---

Really? I was hoping to apply for the PenFed Gas card before it goes away but I didn't want to risk Chase needing to re-pull. So you think it's safe to apply for another card while I'm pending with Chase?

---

They certainly could SP you though..  Probably safe, but better being safe then sorry....??

---

Yeah better safe than sorry.

[Anonymous]

OMG I GOT APPROVED!!!!!!!!!!!!!!!!!!!!!!! JUST CHECKED THE APP AND ITS IN THERE!!!!!!!!!!!!!!!!!!! I GOT APPROVED FOR $11,900!!!!!!!!!!!!!!! WOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!! THANKS EVERYONE!

They didn't even send the letter I was just approved!

[ls2016]

Oh my! Awesome starting limit. Please spend wisely. Once again, congrats to you!

[Anonymous]

Congrats!

[UncleB]

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@Anonymous wrote:

OMG I GOT APPROVED!!!!!!!!!!!!!!!!!!!!!!! JUST CHECKED THE APP AND ITS IN THERE!!!!!!!!!!!!!!!!!!! I GOT APPROVED FOR $11,900!!!!!!!!!!!!!!! WOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!! THANKS EVERYONE!

They didn't even send the letter I was just approved!

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Congrats on your approval! 

This thread is now closed, but the party continues at:  http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-CSR-and-US-Bank-Cash-pending-for-Citi-DC/m-p/4889224