@tussking wrote:Cabelas requires 700-710 to be considered for a CLI.
Just spent 20 mins on the phone with a credit specialist.
Thanks for info. I'll add that they will only review for a cli once every 3 months so if you're denied, you'll have to wait 3 months. Learned that the hard way. Also, I was denied simply because my credit score wasn't high enough.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
Fwiw. I had the card about a year. Originally approved for $7k, no auto luv. I rarely used the card always PIf when I did. My scores over that time period were in the 710-740 range due to a bunch of BT balances. I asked for a cli, got a HP and got the $15k I asked for. I had about $70k in balances reporting at the time and 31% utilized total across file. I noticed a lot of creditors got stingy once I had balances reporting so I am in the process of knocking out all of the promo balances now.
Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
@Anonymous wrote:
Just curious Is Cabelas part of the shopping cart trick ?
You have to apply for it? Or there are preapprovals for it?
Plz share Thanks
No, you have to apply. They are their own animal and rumored to be sold off soon.
@peghede wrote:@ tussking.Not true about having 700 and above to request CLI.I was under 700 and also don't have to wait 3 or 6 monts to get one, i got one every 30 days from 4k to 20k in 8 monts. last 3 i got them every 30 days.Hard pull.
Maybe it depends on the customer then. I called Cabela's two times and was told that I would have to wait until October 6th to request another CLI. This would be 3 months from my last one. They wouldn't even budge on that