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I am resurrecting this old thread because I have finally had time to sort through all of my papers. (I pay everything online and get emails before due dates but still request paper copies of statements so my filing cabinet is a madhouse).
Would the letter reference Cabela's somewhere in it? I have a denial from this date; however, it makes no mention of Cabela's. It just says thank you for applying for a card issued by Capital One. Even though Capital One is the issuer I thought it would at least reference what I had applied for.
I was also looking at my report and I have a HP from PNC. I have not received a letter from them. if I recall correctly the website crashed midway through my application and told me to try again later.