Call from Capital One EO

[bodyboy1]

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@Anonymous wrote:

You can google the EO email and someone will call you back with 72 hours. I just got a recon approval for $300. Although I'm not happy with the starting line, I was going in with a fight refuse not to come out with some type of credit line. My next one will be venture. 

            > +1!

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[Anonymous]

Sent the email off yesterday and got a call from the EO office 4 hours later. Was shocked they responded so quickly. I'll be surprised if they approve me. I have about 11 medical collections and an auto repossession from 2012. I also have a collection with Sprint. I have Fingerhut for about a year and Capital one secured for 3 months. What do you think my chances are? Thanks 

[bodyboy1]

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@Anonymous wrote:

Sent the email off yesterday and got a call from the EO office 4 hours later. Was shocked they responded so quickly. I'll be surprised if they approve me. I have about 11 medical collections and an auto repossession from 2012. I also have a collection with Sprint. I have Fingerhut for about a year and Capital one secured for 3 months. What do you think my chances are? Thanks 

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>  Capital One is Awesome from the executive offices..  so Many Medical collections  >    hoping u are better Now!    Whsat did you Apply for>?

[bodyboy1]

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@Anonymous wrote:

Sent the email off yesterday and got a call from the EO office 4 hours later. Was shocked they responded so quickly. I'll be surprised if they approve me. I have about 11 medical collections and an auto repossession from 2012. I also have a collection with Sprint. I have Fingerhut for about a year and Capital one secured for 3 months. What do you think my chances are? Thanks 

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> What Did You Apply for>?

[Anonymous]

Hi thanks. The medical bills are actually or my son being in the hospital he was very sick. He is better now thanks. I applied for the Quicksilver 1 

[Anonymous]

Forgot to mention Student loans are in deferment 

[Anonymous]

Wow! If they approve you, you may start with a $300 line. CO is good for rebuilding credit. I would definitely work on clearing your credit, then applying. 

[Anonymous]

But it sounds pretty bad huh? I plan to pay a lot of the medical collections and some already said if I pay them they will delete them off my credit report. The original medical agencies I mean . The collection agencies said they would only report them as paid. 

[Anonymous]

I would negotiate with the collection agencies as a pay for deletion. 

[Cmikul]

I just got my call back from the EO about my submitted email from yesterday.

They took info and are doing a manual review. 

Couldn't do what I needed without another set of HP's so we're making concessions and they are looking at a CLI under SP conditions.

I had wanted a QS in lieu of my current QS1.  Rep said that both were MC's and that Venture was their Visa Sig.   I asked to confirm and they said that there was not a QS Visa.  So it wouldn't do me any good to PC. 

I just looked again on line and it says Visa....and I know their APR's go lower on that card. 

She refunded my AF and requested a CLI on my QS1.

Not really the end result I was trying to acheive but the cooperation is much appreciated.