Can I product change CapOne for better CLIs?

[Anonymous]

I feel as though my savor one from capital one is bucketed. Two reasons for this: 

1) I was given a SL of $1,000

2) When I applied they offer two versions of the card. My credit was low 600's 6 months ago, so I opted for the "low credit" version of this card which is the exact same card minus some of the SUB and a higher interest rate. 

I actually do want the savor one card and have no interest in applying for a completely new card at the moment since I'm in the garden. Will capital one let me product change my savor one to the "normal" savor one so I can be more likely to get CLI's in the future? $1,000 is honestly pointless for my needs. 

Otherwise I may consider closing the card altogether but after a triple pull it would seem like a waste. Thoughts?

[Anonymous]

I don't think the product will have much to do with growth potential. CapOne seems to be more all about the bucketing when you open the card. 

[FinStar]

You can check to see if any upgrade offers are available, but it's doubtful that Savor would be available for PC.  They restricted PCs from both of those versions a while ago, although there was a floating DP of someone being able to PC to Savor One at one point through an invite, IIRC.

As far as CLIs go, changing or PC'ing isn't going to change the cadence for CLIs.  How much spend are you running through it each month? 

[Anonymous]

Thanks for the input @Anonymous and @FinStar .

I have just been making modest purchases with the Savor One keeping usage below 30% and paying in full. My quicksilver has been denied numerous times for CLI in the past 12 months with the only reason listed being not enough spend on the card (4k limit on that one with perfect history). So capital one definitely weighs usage heavily since they are only lender to ever give me that message. 

I guess I'm really just trying to figure out if I should move on past Capital One. I have cards with NFCU with rates in the 9% range and higher limits from others. Capital One is always giving me 23+ percent rates and it seems like when they were my only card they were more happy to do business with me but now for whatever reason figure any additional CLI will be wasted and I clearly don't need to deal with maxed interest rates anymore.

So the million dollar question is since I have access to a different caliber of cards now than I did a year ago should I just move on from organizations like capital one whose sweet spot seems to be those with less options? Everything else about capital one from their app to making unlimited virtual card numbers I love.