Sometimes this site can be out the nastiness out of people that was really unnecessary. Like everyone else said give it the 3-6 months and it seems an honest mistake there might be some forgiveness if it was your first and only late payment.
@Anonymous wrote:
Oh, it wasn't a late payment. It was an additional payment. I make 3 to 4 payments a month.
Oh sorry I miss read some how. Your next 6 month review will be your best bet then.