No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.
@Anonymous wrote:I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.
Having these two cards will NOT prevent you from getting a Venture card. Cap One only allows two "beginner cards" but does not prevent you from getting their premium cards. Good Luck!
@Anonymous wrote:I currently have a Cap 1 Platinum and a QS1. If I understand it correctly, having these two beginner cards would prevent me from getting any other Cap 1 cards. Is it possible to PC either of these cards? Would that open the door to a Venture card down the road? I'm not apping for anything for awhile. A recent auto refi dumped an enormous number of HP's on my reports, and my scores aren't in the Venture range yet anyway. However, I wonder if those two cards would prevent the Venture card from popping up on the pre-approval page, when I finally am qualified for it.
Nonsense. It won't prevent your chances in the least. I had two of those starter cards and STILL got the Venture!
Does anyone know if Secured cards count as beginner cards? I have a secured and QS1.
CapOne QS $10,250 | AMEX Delta Gold $15,000 | AMEX BCE $5,000 | AMEX BCP $1,000 | AMEX HHonors $1,600 | Discover it $2,000 | EQ: 648 TU: 654 EX: 691 (as of 07/15/2017) |
@dallasareaguy wrote:Does anyone know if Secured cards count as beginner cards? YES I have a secured and QS1.