Cap 1 Pre Qualify SP question?

[team_audi]

Anyone know if Cap 1 uses old reports when you hit the submit for a pre qualify? I heard they can use up to 2 months old reports and it's not even a true SP cause they just go by what they already have, but it's not a true picture if they don't pull the reports/score in real time. I have EQ monitoring and I did my report after my pre qualify and I noticed there was no soft pull only one from before. Anyone else able to verify this?

[SecretAzure]

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@team_audi wrote:
Anyone know if Cap 1 uses old reports when you hit the submit for a pre qualify? I heard they can use up to 2 months old reports and it's not even a true SP cause they just go by what they already have, but it's not a true picture if they don't pull the reports/score in real time. I have EQ monitoring and I did my report after my pre qualify and I noticed there was no soft pull only one from before. Anyone else able to verify this?

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Bumping in interest.

[Anonymous]

Interested.

[CreditCuriosity]

Last time I checked the pre-qual site duirng the Venture craze for a few days to see APR I got soft pulls showing on my Exp/TU report for the days I did the pre-qual.  So it was a current SP for those two bureaus, weird thing is I didn't see any SP's on EQ and that is what they base the majority of their decision on.. Maybe cause I have a few cap1 cards?  Anyways so es they do use fresh SP's for at least two bureuas but could be using a stale EQ pull from when they last softed you for an AR (account review)