Hey all - I have a capital one qs. I rarely use the card any more because its one of my lower limits at 9500. It was at 7500 in December and I hit the luv button and got the extra 2k.
Many of my other cards are 15-25K so I'd really like it in that range.
I did a cli over the weekend and got the "please wait." Yesterday I got the reason "You've recently recieved a CLI"
So I think if I wait until next month it'll be 6 months so I can do the CLI again - however, is there a way to speak to an analyst? I really don't want to cli and get another 2k, i'd like this card on par with my other cards. Case and point, I bought an 8400 dollar watch saturday and put it on a different rewards card (travel points) but that purchase would have gone to them.
DO they have analyists who care about this stuff or is the luv cli all I can get?
ok - well thank you for the information! much appreciated.
I have 2 Venture's with 23k limits. Just asked for a cli and was denied. Their reason was: Fico score not high enough! I thought I would ask for both cli's and then combine them to get a great limit on 1 card. So this tells me that your score matters when getting a higher increase. I suppose I need 800 to 840 before I can get another increase from them? Never thought that 775 would be too low? 
I think some of the reasoning from these lenders after a certain point are somewhat generic, especially when computer generated.
Just to add some data points:
My TU is around 720. When I did my last CLI it went from 7500 to 9500. I have a BCE at 25K, CSP at 16, Lowes at 17K etc etc. Several cards that should have justified way higher.
My wife's TU is about 710, she got an offer for a Venture, she apped, and was approved for 20000! (This was 4X her closest other limit) She has two QC, one at 3K and one at 2K. Later she did cli on both, and got about 1K on each, so she has a 20K venture and a 4K QC and 3K QC. It makes no sense to me, so perhaps card usage has something to do with it?
I'd imagine frequency of card use, credit score, amount/size of payments all matter when getting CLI, while for an initial APP, its mostly relationship and credit score?
Hey - that's not a bad idea.
i lost track of how much i've spent on the card, but judging from the rewards points I've accrued its around 60K in the past 2.5 years (which sounds right), so you'd think that spending pattern of 20+K per year would kick off their algorithm to think I have a good spend.
i may try that if i come back to it and feel a need to press again. My spend has dropped precipitously in the last 4 months since I got my CSP and my AMEX BCE because I end up using those for more targeted spend.