Was pre-qualified for 18.24%, hoping to do a balance transfer to really tackle down the remaining debt I have before I graduate next year.
Not much info, EX 08 = 714, AAoA ~ 3 yrs, no inquiries before now. One card is pretty high (~77%, ~1500/2000), the other at 0% (0/2000). Student loans in deferment. Sent in the app, got pending message. A day later, I was sent an email asking for income verification, sent what I could. Now just a waiting game, I guess.
Will keep y'all updated, please send good wishes? 
Fingers crossed for you
