cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 Venture question..Is it a full moon?

tag
Anonymous
Not applicable

Re: Cap 1 Venture question..Is it a full moon?


@CreditMagic7 wrote:

I did the Cap1 Prequal Site Last Night.

 

Preapproved showed with the opt-out box for Quicksliver and another card but no Venture.

 

So after dumping my app for Venture at the last moment this morning, i returned and re-entered info and this time it came back with NO Preapprovals. Hmmm. Worked 2 times last night.

 

However, it came up with the box  "cards that you might be interested in" and BOTH of those were their 2 Venture Cards.

 

Sorry folks, i just cannot trust Crap1 no matter how bad i would really like to. And i must also agree about the EO song n dance.

 

But still, I NEED TO SEE MORE PROOF!

 

Standing Strong In The Garden!!! .so far Smiley Happy


Wife's app was cold app.

Message 31 of 171
chalupaman
Super Contributor

Re: Cap 1 Venture question..Is it a full moon?


@Anonymous wrote:

@chalupaman wrote:

Tried for this last month on the 13th (venture one) and didn't get it. I'll give it more time.


What reasons did they give?


I think at first it was they couldn't pull EQ even though they did so a day later. I forgot the reasons specifically.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 32 of 171
chalupaman
Super Contributor

Re: Cap 1 Venture question..Is it a full moon?

I pulled up the denial letter and here's what it said.

 

Based on your credit report from Equifax, credit bureau information is missing or unavailable • Based on your credit report from Experian, credit bureau information is missing or unavailable

 

These were the only reasons stated on the denial letter when it came to their reasoning.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 33 of 171
Anonymous
Not applicable

Re: Cap 1 Venture question..Is it a full moon?


@chalupaman wrote:

I pulled up the denial letter and here's what it said.

 

Based on your credit report from Equifax, credit bureau information is missing or unavailable • Based on your credit report from Experian, credit bureau information is missing or unavailable

 

These were the only reasons stated on the denial letter.


Interesting, were any of your reports frozen?

Message 34 of 171
chalupaman
Super Contributor

Re: Cap 1 Venture question..Is it a full moon?


@Anonymous wrote:

@chalupaman wrote:

I pulled up the denial letter and here's what it said.

 

Based on your credit report from Equifax, credit bureau information is missing or unavailable • Based on your credit report from Experian, credit bureau information is missing or unavailable

 

These were the only reasons stated on the denial letter.


Interesting, were any of your reports frozen?


Only EX. EQ as I said they did pull but a day after the denial. Waiting for my PIN to come in so I can unfreeze it and possibly try again later.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 35 of 171
CreditMagic7
Mega Contributor

Re: Cap 1 Venture question..Is it a full moon?

A Big Round Of Congrats! definitely goes out to all of those who HAVE managed to get in on this unprecendented Capital One Venture streak of high limit approvals!

 

It WAS the driving force from all those approvals that motivated me for a time late last night AND even again today earlier, to the point of breaking out of the garden, but i think i made it through safe this time Smiley Very Happy

Message 36 of 171
CreditCuriosity
Moderator Emeritus

Re: Cap 1 Venture question..Is it a full moon?


@chalupaman wrote:

@Anonymous wrote:

@chalupaman wrote:

I pulled up the denial letter and here's what it said.

 

Based on your credit report from Equifax, credit bureau information is missing or unavailable • Based on your credit report from Experian, credit bureau information is missing or unavailable

 

These were the only reasons stated on the denial letter.


Interesting, were any of your reports frozen?


Only EX. EQ as I said they did pull but a day after the denial. Waiting for my PIN to come in so I can unfreeze it and possibly try again later.


Proof the PIN is greater then the swordSmiley Happy.. Sorry had to

Message 37 of 171
mikelo22
Established Contributor

Re: Cap 1 Venture question..Is it a full moon?

This thread is bad for my health. Must...resist...temptation. Instead, I will live vicariously through everyone else's apps.

Message 38 of 171
Anonymous
Not applicable

Re: Cap 1 Venture question..Is it a full moon?


@mikelo22 wrote:

This thread is bad for my health. Must...resist...temptation. Instead, I will live vicariously through everyone else's apps.


That's what I'm doing. In fact, that's what I plan to try to do for the next year.

Message 39 of 171
CreditMagic7
Mega Contributor

Re: Cap 1 Venture question..Is it a full moon?


@mikelo22 wrote:

This thread is bad for my health. Must...resist...temptation. Instead, I will live vicariously through everyone else's apps.


It's in the APPROVALS section where the real temptation for Capital One Venture card stands out Smiley Very Happy

Message 40 of 171
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.