Cap 1 cli denial

[Anonymous]

I thought I would see if capb1 would give me a cli on my qs1 account. It was my first cc last November. I show that I am pre-qualified for the Qs visa and venture.  I was denied for low usage on the card. I haven't used it since chase and Navy fed approved me for $10k each in August, not to mention I like the 5% from Discover. Cap one is officially in the sock drawer! Oh and even after a year, the have no upgrade offers for me per chat this afternoon!

[Anonymous]

They are a funny bank.My DW and I can't get much. My DW keeps getting shut out by them and her scores are comparable to mine.

Maybe app for the Venture if you have a preapproval. You'll probably get at least $5000. Your other card isn't going to grow.

[Anonymous]

---

@Anonymous wrote:

I thought I would see if capb1 would give me a cli on my qs1 account. It was my first cc last November. I show that I am pre-qualified for the Qs visa and venture.  I was denied for low usage on the card. I haven't used it since chase and Navy fed approved me for $10k each in August, not to mention I like the 5% from Discover. Cap one is officially in the sock drawer! Oh and even after a year, the have no upgrade offers for me per chat this afternoon!

---

Sorry about the denial.  CAP 1 likes to see usage-

[Anonymous]

Sorry to hear. Use it daily for everyday purchases and in place of a debit card, and Capital One will reward that usage.

[jeffm4688]

Same issue I'm having, sticking mine in the safe. The only difference is I would use 80% of my CL and PIF before statement cut up until this month.

[Anonymous]

yeah its true cap1 likes to see usage lol One of my card was very close to maxing out then poof they increased the limit even after a week before they increased after the steps hahaha.

[OmarGB9]

How can you expect a CLI if you hardly use their card? What incentive would there be for them? Definitely agree with everyone else that they like to see usage.

[Anonymous]

---

@Anonymous wrote:

I thought I would see if capb1 would give me a cli on my qs1 account. It was my first cc last November. I show that I am pre-qualified for the Qs visa and venture.  I was denied for low usage on the card. I haven't used it since chase and Navy fed approved me for $10k each in August, not to mention I like the 5% from Discover. Cap one is officially in the sock drawer! Oh and even after a year, the have no upgrade offers for me per chat this afternoon!

---

Sorry to hear about about your the denial for a CLI with Cap1.  For an CLI they definitely need to see commitment to their product, regular usage and multiple larger payments per month.  I too am seeing a difference in them since I have diversified.  It's interesting though, while they may deny or give a low CLI, they are generous when apping for new cc. With your scores, you are bound to get a high starting limit!!   The  last CLI was 1000.00 (the lowest they ever gave me), but within a week, apped for Venture and received a 15K SL.  I will always luv Cap One, but they are sensitive, lol!

[taxi818]

---

@Anonymous wrote:

---

@Anonymous wrote:

I thought I would see if capb1 would give me a cli on my qs1 account. It was my first cc last November. I show that I am pre-qualified for the Qs visa and venture.  I was denied for low usage on the card. I haven't used it since chase and Navy fed approved me for $10k each in August, not to mention I like the 5% from Discover. Cap one is officially in the sock drawer! Oh and even after a year, the have no upgrade offers for me per chat this afternoon!

---

Sorry about the denial.  CAP 1 likes to see usage-

---

+1