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Cap 1 cli

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Anonymous
Not applicable

Re: Cap 1 cli

It seems like Cap1 is weird with any CLI approval or denial. I had 3 cards with them and initially I was getting CLI on them about every 6 months and then they stopped.

I just decided to just combine them for 1 card with a decent limit but the denials I always got were that the monthly payments were too low.

I've been doing $300+ payments every month since the combination so hopefully at the 6 month mark it'll grow!!
Message 11 of 12
Anonymous
Not applicable

Re: Cap 1 cli

I started working on my credit about 11 months ago and I started with a Platinum with a $300 limit.  I make payments almost every other week and added a QS1 to my profile in April.  That was a $1000 limit. My statement cut on my Platinum around the same time and I got an auto increase to $500.  I upgraded to a QS and I haven't been able to get a CLI since. I hit the luv button taday on my QS1 and got a $100 increase. Went to do the same on the QS and to my surprise, my limit was already $1000 higher. I'm excited to see how the increase in credit plus decrease in utilization will affect my score.

Message 12 of 12
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