@masscredit wrote:
A friend used Cap 1's pre-qualification page to see what they would have for him. He's interested in their Quicksiver card. It said they didn't have any cards to offer him at this time. He has good credit. Scores are in the low-mid 700s so I'm very surprised he didn't receive an offer. Has anyone else received this message and been approved? I tried it before I applied for two of their cards last year. It was on the money! I got the cards and APR that they offered.
I have been approved several times without preapproval.
i have also bee approved for better cards than my preapproval (QS vs QS1)
i have also been approved for $10,000 SL on new account the same hour as being denied a CLI on well used card.