Cap One 1/6 rule

[JimSteele22]

Within a month after our Ch. 13 discharge in June, my wife got a QS with a $5000 SL and I got a Venture with a $5000 SL. After 3 months, I checked the CO prequals and was invited for a QS with a $1000 SL. My wife has been invited to go for a Platinum. Are we getting these second CO cards within 6 months because they are lower than our original cards? Is it worth waiting for the 6 months to expire for a premium card from them. Our UTI is high. Our scores are 610-640.

[FireMedic1]

You have 2 top tier cards from Cap1. Why go backwards? Especially the Plat. Time to look for other bank cards with better rewards. Disco just might approve you now.