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Amex BCP offer on my one year mark.

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Frequent Contributor

Amex BCP offer on my one year mark.

I've been wanting this card after realizing how fast my rewards are adding up. To click or not to click! Can't decide. Ok, trying not to get too excited and ahead of myself so questions:

My current 0% interest promo expires in February 2019.  Should I continue taking advantage of this before clicking? Will my offer be not as good if I wait until the end of my current promo?

Should my balance be near 0 before upgrading?

Do they do a hp or sp with the upgrade?

- 3/17 Cap1 Secured $200 and $500 as of 9/17
-10/17 Amex Blue Cash Awards. $15,700
-12/17 Discover It $2,400
- 2/18 Cap1 Unsecured. Quicksilver NO CLI.
4/19 Cap1CL $1,000
1/18-4/19 Garden. No loans. Rebuilding.
- NFCU Platinum $1,000
- Citi Simplicty $6,000
- Amazon Prime Rewards $5,000
8/19 Citizen's Bank Cash Back World $1,600
8/19 Burying self in garden.
Message 1 of 6
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Frequent Contributor

Re: Amex BCP offer on my one year mark.

Can you describe where you're seeing this offer? Is it in your account? In the "Amex Offers & Benefits" section? Or in the Menu > Cards > Personal Cards section?
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2019-09-07 FICO 08: TU 783
2019-09-05 FICO 08: EX 748

Gardening again until... soon(I need to replace my car)

Message 2 of 6
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Valued Contributor

Re: Amex BCP offer on my one year mark.

There isn't any hard pull for an upgrade.

 FICO 8
Message 3 of 6
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Valued Contributor

Re: Amex BCP offer on my one year mark.


@Ardecko wrote:
Can you describe where you're seeing this offer? Is it in your account? In the "Amex Offers & Benefits" section? Or in the Menu > Cards > Personal Cards section?

I have seen it in both.  

 FICO 8
Message 4 of 6
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Established Contributor

Re: Amex BCP offer on my one year mark.

They offered me an upgrade from BCE to BCP and waived the annual fee for the first year. Bonus I think was get $200 back after spending $2k, but I skipped it cuz I was dealing with SUBs at the time (I took the upgrade though for the waived annual fee)
Chase UR: Amex MR:Citi TY:
Cash back:Travel:
Debit: + DCU savings acct for 5.12% APY for $1k
Message 5 of 6
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Community Leader
Mega Contributor

Re: Amex BCP offer on my one year mark.

Just received email offer to upgrade for $250 for 2k spend 3 months.
Message 6 of 6
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