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Cap One - 6 months between CLIs?

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masscredit
Senior Contributor

Cap One - 6 months between CLIs?

Yesterday I posted about my Venture card getting a $3K CLI on Cap One's website. That was 6 months since the last increase. I also tried to get an increase on my Quicksilver card. That was kind of early. It's only been about 4 months since that card received an increase. I received my answer tonight -

 

You recently requested a credit line increase for your Capital One ® account. Unfortunately, your account isn't eligible right now. We know this isn't the answer you were hoping for and we want to help you understand why:

 

· There has recently been a change to the credit line on this account

 

In case you need a little more clarity, we've included some additional information on a separate page. You'll see FAQs, common reasons that requests for credit line increases are declined, and useful suggestions on what you can do next.

 

 

We hope you find this information helpful. If you have other questions, go to www.capitalone.com/creditlineFAQ .

 

 

I've okay with this. They are just telling me to calm down and don't rush the process. I'll wait for the 6 month mark then try it again Smiley Happy 

 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 1 of 6
5 REPLIES 5
SunriseEarth
Moderator Emeritus

Re: Cap One - 6 months between CLIs?

Typically it takes ~6 months for the LUV button to work since the last CLI.   People have had more frequent success by requesting a manual review from the EO.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 2 of 6
RandomSpirit
Regular Contributor

Re: Cap One - 6 months between CLIs?

+1. This has been my experience too. 6 mos.

Message 3 of 6
Anonymous
Not applicable

Re: Cap One - 6 months between CLIs?

That's Cap One!  Smiley Wink

Message 4 of 6
juniornj23
Established Contributor

Re: Cap One - 6 months between CLIs?

Cap 1 you have to be lucky to get a CLI before 6 moths I hope one day, they have a money train like discover because I have 3 capital 1
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 5 of 6
juniornj23
Established Contributor

Re: Cap One - 6 months between CLIs?

I just got a increase 2k. Yes you have to be very very lucky to get it before 6 moths but I love it. I have 3 accounts 1 due in jenuary second due in June and the last one due in September. Now I'm in the garden so my next cap 1 have to be a visa signature or venture one.

Garden is the best medicine for credit.
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 6 of 6
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