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Cap One: A Modest Proposal

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IgnatiusReilly
Regular Contributor

Cap One: A Modest Proposal

Cap One, will you please SP me and give me a hypothetical approval and SL? I don't want a Venture card... I just want to know what you are willing to give me.

Thanks.
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Cap One: A Modest Proposal

LOL

 

Message 2 of 10
Anonymous
Not applicable

Re: Cap One: A Modest Proposal

Venture is the best in the world

Message 3 of 10
b_diddy
Established Contributor

Re: Cap One: A Modest Proposal


@Anonymous wrote:

Venture is the best in the world


Haha .. be nice ... SO not true! :-)

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 4 of 10
anm688
New Contributor

Re: Cap One: A Modest Proposal

I love Venture. Approved for $50K at 13.9% rate. No other card gives me that. Even my Amex Platinum will only let me go 20K
Message 5 of 10
jimbo79
Contributor

Re: Cap One: A Modest Proposal

LOL
        Take the myFICO Fitness Challenge Current Fico Scores 6/2015: EQ:707 TU:684 EX:667 AAOA 5mo
Message 6 of 10
NRB525
Super Contributor

Re: Cap One: A Modest Proposal


@IgnatiusReilly wrote:
Cap One, will you please SP me and give me a hypothetical approval and SL? I don't want a Venture card... I just want to know what you are willing to give me.

Thanks.

Did you go to the Capital One site and use the card prequalification tool? That is a SP, and through the APR proposed (if one is proposed) that will indicate how your apping might work out.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 10
IgnatiusReilly
Regular Contributor

Re: Cap One: A Modest Proposal

NRB: I am preapproved but have no interest in the card. I just see these threads and large SLs and I feel like a designated driver at an open bar.
Message 8 of 10
NRB525
Super Contributor

Re: Cap One: A Modest Proposal

Oh, so what you are asking is, could you get a bottle of the best wine at the bar, or would they give you a glass of the cheap stuff?

Smiley Tongue

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 10
IgnatiusReilly
Regular Contributor

Re: Cap One: A Modest Proposal

NRB: Exactly!
Message 10 of 10
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