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Cap One Pre-Qual Letter? - Updated (Mini App Spree)

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Anonymous
Not applicable

Re: Cap One Pre-Qual Letter?


@Raiderguy8 wrote:

I went ahead and apped for the Chase Freedom.  I got a $4500 CL which just about floored me.  With the confidence I gained from the Chase app I figured I might as well go ahead and finish my first mini-app spree and go for the PRG AMEX.  I wasnt disappointed and got it too.  I started this weekend with $1600 combined credit and I end it with $9100 combined credit and a NPSL PRG.  All of this since December 11th.

 

Should I wait until these cards appear on Credit Karma to pull all three Credit Scores?  With CCT only pulling them once every three months my thinking is to wait and pull it after they post as opposed to now.


Congratulations!

 

With that kind of improvement why don't you go ahead and open a myFICO 3B or Ultimate 3B acct and put it on one of your new CC's? That way you will have actuall live scores that will show almost every detail of the ups and downs in your scores. You won't get the actula reports as often but the other info that's not available anywhere else in invaluable. Quit looking at the CK's and CS'sSmiley Mad

Message 11 of 15
BeeH11
Regular Contributor

Re: Cap One Pre-Qual Letter? - Updated (Mini App Spree)

Congrats! Great progress!
Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 12 of 15
Anonymous
Not applicable

Re: Cap One Pre-Qual Letter? - Updated (Mini App Spree)

Congratulations that's awesome. Cap one is good to me too! I went from a $2000 qs1 to a $10,650 in 9 months. My car loan is through them too, you may want to give them a try to refinance.
Message 13 of 15
Raiderguy8
New Contributor

Re: Cap One Pre-Qual Letter? - Updated (Mini App Spree)

Thanks, everyone.  I am surprised how quickly my plan is taking shape.  Yes I know CK isnt worth a thing but I do use it just to gauge how the wind is blowing each week.  I plan to use both CCT and MyFICO once I get into a maintenance type of phase.  The next step in my maintenance phase is to refinance the auto loan.  My plan is to wait until these cards hit my credit report and then hope for a great rate. 

Message 14 of 15
Anonymous
Not applicable

Re: Cap One Pre-Qual Letter? - Updated (Mini App Spree)

Congratulations.

Message 15 of 15
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