Cap One QS pre-Qual question

[Outdoorstech1]

I just checked / flled out the Cap One pre-qual site and it said this... "We think you'll like this pre-qualified card offer" QS card $100 Bonus once I spend $500 within 3 months, 0% interest until Nov 2016. How accurate is it. I've checked randomly last few months and I always got, "We have no offer for you at this time".

I currenty have a cap one secured card since 2014, limit at $750, and an QS card, 17% interest with a limit at $4,00 have had it for about a year and a half, $600 balance.  Should I take this new offer? Can I have another QS card? Can I call a rep and have my current card transfered into this offer? Do they do hard pulls on all three bureau's? I would want it for the 0% as summer vacation is upon me to spread out the big spending for a bit  Fico is about 670.

[Anonymous]

Yes, they will pull all three bureaus if you apply.  As to the question [should I take this offer], do you need another QS card? The an only be answered by you as we don't know your spending habits.

[Creditaddict]

Do you have an offer for a Venture also?

I would take this QS and a Venture offer back to back.

I would then close the secured card.

I would then see about upgrading your current QS

I would then wait 6 months and combine 2 of these 3 accounts you now have into just 1, either QS or Venture.

Dont' forget to ask for CLI's every month after 3 months on new accounts to hopefully get 1 CLI on each account before combing them!

[Anonymous]

Good luck!