Sears Mastercard

[12njoy]

I know I know.  I submitted another application for the Sears Mastercard.  I debated on whether to post or not, but decided to go ahead because I did an experiment.  I applied actually on October 16th (before I said no more apps).  At that time, I had EX on ice which I expected an EX pull.  I thought I also had EQ on ice.  Well I didnt and I received my denial letter today showing that they pulled EQ.  CITI has always pulled EX for me in Ohio.  So I said to myself, let me try to put EQ on ice and do it again.  This time it pulled TU.  Still denied from the EQ on the October 16th, but a data point that some may find helpful.  The Sears Mastercard appears to have the ability to pull at least EQ and TU and I suspect the preferred source is EX.  That's it folks.  Hopefully that helps someone.

[Ron1]

Good luck!!!

Ron.

[FinStar]

So, what does this mean?

************* NO MORE APPS, PERIOD -

But, while you're at it since you're doing it for the benefit of others, below is a link to get started.  Let us know the outcome, we'll start with CUs first.  I figured a round number - 100 (since I know you're OCD) should be a good start.  And, go...

http://www.creditunionsonline.com/top100creditunions.html

[12njoy]

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@FinStar wrote:

So, what does this mean?

************* NO MORE APPS, PERIOD -

But, while you're at it since you're doing it for the benefit of others, below is a link to get started.  Let us know the outcome, we'll start with CUs first.  I figured a round number - 100 (since I know you're OCD) should be a good start.  And, go...

http://www.creditunionsonline.com/top100creditunions.html

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I'll have to pass   The Sears 2nd app was to see if they would pull another CRA since they got EQ on the 1st one.  Thought CITI primarily pulled EX and maybe a 2nd CRA for borderline apps.  My experiments are over.  CITI and Chase experiments were enough for me

[12njoy]

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@Ron1 wrote:
Good luck!!!

Ron.

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Thanks Ron but it appears 2nd app was declined as well. I was just passing along information that CITI Sears would pull an alternate CRA unlike must standard CITI applications.  Maybe this is because it's a cobranded card, dont really know.  I think it may help those that are looking for TU pullers.

[Skye12329]

For myself in MN they pulled TU for the Sears MC.

[woodyman100]

Citi always denies me with Experian in Tx

[Anonymous]

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@12njoy wrote:

I know I know.  I submitted another application for the Sears Mastercard.  I debated on whether to post or not, but decided to go ahead because I did an experiment.  I applied actually on October 16th (before I said no more apps).  At that time, I had EX on ice which I expected an EX pull.  I thought I also had EQ on ice.  Well I didnt and I received my denial letter today showing that they pulled EQ.  CITI has always pulled EX for me in Ohio.  So I said to myself, let me try to put EQ on ice and do it again.  This time it pulled TU.  Still denied from the EQ on the October 16th, but a data point that some may find helpful.  The Sears Mastercard appears to have the ability to pull at least EQ and TU and I suspect the preferred source is EX.  That's it folks.  Hopefully that helps someone.

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Wow 12njoy thanks so much for your sacrifice.  It is very helpful!

[12njoy]

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@Anonymous wrote:

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@12njoy wrote:

I know I know.  I submitted another application for the Sears Mastercard.  I debated on whether to post or not, but decided to go ahead because I did an experiment.  I applied actually on October 16th (before I said no more apps).  At that time, I had EX on ice which I expected an EX pull.  I thought I also had EQ on ice.  Well I didnt and I received my denial letter today showing that they pulled EQ.  CITI has always pulled EX for me in Ohio.  So I said to myself, let me try to put EQ on ice and do it again.  This time it pulled TU.  Still denied from the EQ on the October 16th, but a data point that some may find helpful.  The Sears Mastercard appears to have the ability to pull at least EQ and TU and I suspect the preferred source is EX.  That's it folks.  Hopefully that helps someone.

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Wow 12njoy thanks so much for your sacrifice.  It is very helpful!

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Thank you

[Anonymous]

Sears is still around?

I like the way you keep trudging forward Njoy, looking for new cards to conquer.