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I'm not sure if I opted in or out to get offers, I know Ive gotten a few in the mail that were like the First Premier ones and they went in the shredder lol. I can wait for a cc, no big deal, I think I have opted in on the credit report sites but not sure.
@Anonymous wrote:I'm not sure if I opted in or out to get offers, I know Ive gotten a few in the mail that were like the First Premier ones and they went in the shredder lol. I can wait for a cc, no big deal, I think I have opted in on the credit report sites but not sure.
If you're unsure you can go to optoutprescreen.com and opt-in. Even if you aren't opted out you can still opt-in just to be sure.
Thanks, So this is for websites and us mail? I filled it out for both me and my hubby. Can someone tell me how an Authorized user works, hubby is not real thrilled about getting any credit cards so if he is a user on what ever card i get does it help his credit just the same as if he had his own cards?
Yes, that website will opt you in for all offers online and mail. And if you add your hubby as an AU it will help his scores and the card will (or at least "should") appear on his credit report. Now if he was ever to be manually reviewed by a human being, they can tell it is not his card so it won't be weighted the same as if he had his own, but I don't think a computer can tell the difference. Either way, it will definitely help him as long as you pay on time and don't max out the card.
@NY2014 wrote:
As hard it is for me to say, I would have to agree with Taxi818, Capital One (haha, I even spelled there full name
) and we also can assume they stepped there approval ratings ....
You think Samual L Jackson walked in and said to the Execs "" ther'es a New Sheriff in Town" I need to get paid and when I say whats in your wallet, there better be more in my Wallet,LOL sorry i couldnt resist
bahahaha