Cap One Venture NOT APPROVED!!

[907grown]

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@TURNERHOOVER wrote:

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@907grown wrote:

I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.

i am getting off these bandwagons!!

triple pull for nothing..

do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....

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I was recently approved for QS card w/30 cl. 

Now I wish I hadn't wasted my time applying... 

Cap One sucks also btw 

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I know, I don't even like capital one..... Just wanting to pad my util....

[907grown]

I almost want to apply for a chase card to make myself feel better... They always approve me with decent limits but I don't need anymore HP's. I have ALOT more credit then I need and the cards I use are all at 0% interest. 

[Anonymous]

@OP, Sometimes you have to take a risk or two.

This time it didn't pay off. Just know never to apply for their "Average" credit products again.

[chalupaman]

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@907grown wrote:

I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.

i am getting off these bandwagons!!

triple pull for nothing..

do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....

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I don't think you're missing much.

I keep getting instant denied for Venture stuff myself. Not many of CapOne's cards are even that special at all and without the high limits and stuff, I think Venture is almost worthless.

[Anonymous]

It must have to do with your closing all their accounts previously and the baddies.

You could call to ask them to match the limit of your old QS1, which may look like a reasonable request to them.

[elim]

For my own data were you pre-qualified for the Venture when they denied you?

Sorry you didnt get your card(recon it),

Not a huge deal by the way, it's just a denial. I try to keep a lot of emotion out of them when they happen to me.

[ScoreOrBeScored]

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@907grown wrote:

I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.

i am getting off these bandwagons!!

triple pull for nothing..

do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....

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Lol, stop doing what everyone else is doing and you'd be fine. I was just waiting on the first person

to cry about not getting approved for the venture, 

if if you normally wouldn't apply for a Capital One then don't do it. 

I know now it's temping but I'm good with the combo I have now : 

Sallie Mae

QuickSilver

Blue Cash Everyday

Macys American Express

having a high limit card is just a ego boost. Most folk want even use 20% of their limit. They just love the way it looks on their

reports and like to use it for negotiation leverage on other cards they may apply for in the future. 

Like someone else said , This is TOO {{{FUNNY}}}

#MonkeySeeMonkeyDo

[NRB525]

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@elim wrote:

For my own data were you pre-qualified for the Venture when they denied you?

Sorry you didnt get your card(recon it),

Not a huge deal by the way, it's just a denial. I try to keep a lot of emotion out of them when they happen to me.

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Yes, I think a pre-qualification of any CapOne card, preferably the Venture, is one component to the successful apps.

OP closing with prejudice all the prior CapOne cards also takes OP out of the knowlege base that CapOne has. CapOne could no longer see payment history.

With lowish-600 scores still coming up from very low scores, OP needed to keep those "lousy" CapOne cards open, low limits or not, to keep building that relationship, keep showing CapOne what OP is capable of.

CapOne is providing those who work for it the ability to get higher limit cards, provided they show CapOne what they can do, in person, with a CapOne card, in my opinion.

[Anonymous]

If you had been prequaled for QS then you go for it. QS1 meh. my prequals keep flipping back and forth on a weekly basis from QS1 and AF plat to QS/Venture/No AF Plat. Very strange.

[jimbo79]

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@907grown wrote:

I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.

i am getting off these bandwagons!!

triple pull for nothing..

do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....

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Sorry to hear of your denial. Aside from having similar FICO scores as those who were approved. What was your overall profile snapshot at time of apping?

INCOME?

AAOA?

INQ?

UTIL?

DTI?

NEG? How old and type?

NEW ACCT#?

I only ask, cause there are many other factoring elements besides score.