@jimbo79 wrote:
@907grown wrote:I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.
i am getting off these bandwagons!!
triple pull for nothing..
do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....
Sorry to hear of your denial. Aside from having similar FICO scores as those who were approved. What was your overall profile snapshot at time of apping?
INCOME?
AAOA?
INQ?
UTIL?
DTI?
NEG? How old and type?
NEW ACCT#?
I only ask, cause there are many other factoring elements besides score.
I think you need to add to your list of questions:
Do you have any currently open Capital One Cards?
Are all Capital One cards you did have closed? none are open?
Did you get a prequalification on the Capital One website for any product?
@NRB525 wrote:
@jimbo79 wrote:
@907grown wrote:I am so mad!!! I took the bait, DENIED! my scores are similar to others here.... So since I took the hit I decided to app for the QS 1 that I was preapproved for... 300.00 limit. Are you f*+^*+ kidding me? BLANK YOU Crapital one... I closed all my cards with them a while ago for a reason.
i am getting off these bandwagons!!
triple pull for nothing..
do I call them tomorrow and tell them not to put the card in the mail box, I may suggest some other hiding places that they can put it though....
Sorry to hear of your denial. Aside from having similar FICO scores as those who were approved. What was your overall profile snapshot at time of apping?
INCOME?
AAOA?
INQ?
UTIL?
DTI?
NEG? How old and type?
NEW ACCT#?
I only ask, cause there are many other factoring elements besides score.
I think you need to add to your list of questions:
Do you have any currently open Capital One Cards?
Are all Capital One cards you did have closed? none are open?
Did you get a prequalification on the Capital One website for any product?
Great questions to add...
