@Anonymous wrote:For the last 4 months I have checked the LUV button and each time they offer a $100 increase, which I decline.
I have a measly $1K limit and run about $500-600 a month, pay in full every month and still have to make extra payments just to keep from hitting my limit.
That is my scenario exactly. As I stated previously, I was truly surprised my CLI was not granted. I thank all of you for your responses. I gather that this is usual for the Walmart card. I was hoping to get a CLI with Halloween, Thanksgiving, and Christmas coming up. I will just have to live with the $1K limit. When the 5% cashback expires, I am going to sockdrawer it anyway and that happens in December.
@IncrsCreditScore wrote:
@Anonymous wrote:For the last 4 months I have checked the LUV button and each time they offer a $100 increase, which I decline.
I have a measly $1K limit and run about $500-600 a month, pay in full every month and still have to make extra payments just to keep from hitting my limit.
That is my scenario exactly. As I stated previously, I was truly surprised my CLI was not granted. I thank all of you for your responses. I gather that this is usual for the Walmart card. I was hoping to get a CLI with Halloween, Thanksgiving, and Christmas coming up. I will just have to live with the $1K limit. When the 5% cashback expires, I am going to sockdrawer it anyway and that happens in December.
I think Discover has 5% on Walmart.com the last quarter. Im easy to shop for
Why not still use it for grocery pick-up and online Walmart shopping?
@AverageJoesCredit wrote:
@IncrsCreditScore wrote:
@Anonymous wrote:For the last 4 months I have checked the LUV button and each time they offer a $100 increase, which I decline.
I have a measly $1K limit and run about $500-600 a month, pay in full every month and still have to make extra payments just to keep from hitting my limit.
That is my scenario exactly. As I stated previously, I was truly surprised my CLI was not granted. I thank all of you for your responses. I gather that this is usual for the Walmart card. I was hoping to get a CLI with Halloween, Thanksgiving, and Christmas coming up. I will just have to live with the $1K limit. When the 5% cashback expires, I am going to sockdrawer it anyway and that happens in December.
I think Discover has 5% on Walmart.com the last quarter. Im easy to shop for
@AverageJoesCredit wrote:
@IncrsCreditScore wrote:
@Anonymous wrote:For the last 4 months I have checked the LUV button and each time they offer a $100 increase, which I decline.
I have a measly $1K limit and run about $500-600 a month, pay in full every month and still have to make extra payments just to keep from hitting my limit.
That is my scenario exactly. As I stated previously, I was truly surprised my CLI was not granted. I thank all of you for your responses. I gather that this is usual for the Walmart card. I was hoping to get a CLI with Halloween, Thanksgiving, and Christmas coming up. I will just have to live with the $1K limit. When the 5% cashback expires, I am going to sockdrawer it anyway and that happens in December.
I think Discover has 5% on Walmart.com the last quarter. Im easy to shop for
Thanks for the heads-up on Discover. I did look it up and your are correct, so that is the card I will be using at Walmart for that quarter.
@Beast26 wrote:Why not still use it for grocery pick-up and online Walmart shopping?
@Beast26 wrote:Why not still use it for grocery pick-up and online Walmart shopping?
I won't use because I will no longer receive 5% cash back. As Joe pointed out, the Discover will be offering 5% cash back during the last quarter, so that is the card I will use. I had planned to replace the use with a 3% cash back card, but 5% is so much better. Thank you again, Joe.
@Anonymous wrote:
@Beast26 wrote:Why not still use it for grocery pick-up and online Walmart shopping?
I previously asked for a CLI on this card and was denied. With NFCU showing me love, this will become my "gas card." Sam's consistently has the cheapest gas in the area and I get 5 cents off per gallon for paying with this card.
Where did you find the 5 cents per gallon off for paying with the NFCU card, please. I did not see that anywhere. The Sam's gas is good for cars.
@IncrsCreditScore wrote:
@Beast26 wrote:Why not still use it for grocery pick-up and online Walmart shopping?
@Beast26 wrote:Why not still use it for grocery pick-up and online Walmart shopping?
I won't use because I will no longer receive 5% cash back. As Joe pointed out, the Discover will be offering 5% cash back during the last quarter, so that is the card I will use. I had planned to replace the use with a 3% cash back card, but 5% is so much better. Thank you again, Joe.
5% Cash Back will continute for Grocery Pickup and Online Orders. After 12 months it only goes away for in store purchases. Mine Expires next month, but since we get the bulk of our groceries from Pickup I will contunue to use this card.
@Beast26 wrote:They had better give me a CLI on my Quicksilver with my measly limit. I put $1400 spend through it every month well past $500. They should atleast give me $1500 or I will probably close it.
So your CL is $500, is that the credit steps program? It will probably double, but beyond that it will be rough. Mine started at $1,000 and went to $1500 in 2017. Been trying for an increase since with no success.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years