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Cap One doing manual reviews for CLIs?

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Benzman
Frequent Contributor

Cap One doing manual reviews for CLIs?

Submitted request for CLI today expecting the usual automated immediate response like I always get of "too low of payment, not enough useage, we can't increase at this time, etc", but it came back "request submitted", you will receive a response in 2 to 3 days via email. In my many years of having a Cap One card, never got this message. Has anyone else encountered this recently?

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 8K | Bread AMEX 14K | Bread NFL 10K | Citizens Cash 8K | Citizens Clear 5K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One QS 11K | Discover It 19.5K | Discover Miles 13.5K | Brooks Brothers Visa 14.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Rewards 1.4K | Huntington Voice 13K | Huntington Voice Rewards 14K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 6K | Deserve Digital 6K | Simon AMEX $500 | Chase Amazon 1.5K | F8 Scores 1/25 EX789; TU781; EQ792.
Message 1 of 18
17 REPLIES 17
fltireguy
Valued Contributor

Re: Cap One doing manual reviews for CLIs?

It's a denial
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 18
Anonymous
Not applicable

Re: Cap One doing manual reviews for CLIs?


@fltireguy wrote:
It's a denial

+1  For me, a denial everytime. 

Message 3 of 18
FireMedic1
Community Leader
Mega Contributor

Re: Cap One doing manual reviews for CLIs?

Denial. Check your "Documents" in 2-3 days.


Message 4 of 18
Anonymous
Not applicable

Re: Cap One doing manual reviews for CLIs?


@FireMedic1 wrote:

Denial. Check your "Documents" in 2-3 days.


Mine usually show up in the "Documents" the next day

Message 5 of 18
FireMedic1
Community Leader
Mega Contributor

Re: Cap One doing manual reviews for CLIs?


@Anonymous wrote:

@FireMedic1 wrote:

Denial. Check your "Documents" in 2-3 days.


Mine usually show up in the "Documents" the next day


Lucky. Always at least 2 for me. YMMV as they say. Smiley Frustrated


Message 6 of 18
Anonymous
Not applicable

Re: Cap One doing manual reviews for CLIs?


@FireMedic1 wrote:

@Anonymous wrote:

@FireMedic1 wrote:

Denial. Check your "Documents" in 2-3 days.


Mine usually show up in the "Documents" the next day


Lucky. Always at least 2 for me. YMMV as they say. Smiley Frustrated


Yup ... nothing like getting that Cap 1 denial LUV! Smiley Wink 

 

 

Message 7 of 18
AverageJoesCredit
Legendary Contributor

Re: Cap One doing manual reviews for CLIs?

Im gonna go out on a limb here and say...denial?
Message 8 of 18
Aduke1122
Senior Contributor

Re: Cap One doing manual reviews for CLIs?

Always get this with fiancés acct and it's always denials
Message 9 of 18
Benzman
Frequent Contributor

Re: Cap One doing manual reviews for CLIs?

Thanks to all for the replies.

Never encountered that response before when trying for a CLI, was always an immediate message for deny or approve, so it kinda shocked me. Now I will know for the future.

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 8K | Bread AMEX 14K | Bread NFL 10K | Citizens Cash 8K | Citizens Clear 5K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One QS 11K | Discover It 19.5K | Discover Miles 13.5K | Brooks Brothers Visa 14.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Rewards 1.4K | Huntington Voice 13K | Huntington Voice Rewards 14K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 6K | Deserve Digital 6K | Simon AMEX $500 | Chase Amazon 1.5K | F8 Scores 1/25 EX789; TU781; EQ792.
Message 10 of 18
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