Cap1 2nd statement, 91+ days since open, no cli

[Anonymous]

Still getting the account too new excuse when requesting my CLI. I know alot of people have had success after the second statement, but not me.

[ohreally7654]

It took me till my 3rd statement on my QS1.  The day after the 3rd statement cut, I requested a CLI and I went from $1k to $2.5k.  I would definitely try again next month! Good luck to you!

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@Anonymous wrote:

Still getting the account too new excuse when requesting my CLI. I know alot of people have had success after the second statement, but not me.

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[Anonymous]

I think people might cite the 2nd statement as being the time to request your first CLI, but it may actually be the 3rd as many people don't notice the first statement cut depending on the cycle their account gets set on when you open it.

[Anonymous]

Mine was closer to statement 3 when I got CLIs.....wait a month and try again.

[ojefferyo]

It all depends on a variety of factors such as spending habbits, payments, overal profile, scores, ect. CLI aren't handed out in exchange for statement periods.

[tussking]

+1 

[DeeBee78]

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@Anonymous wrote:

Still getting the account too new excuse when requesting my CLI. I know alot of people have had success after the second statement, but not me.

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I never got a CLI before my credit steps increase. 

[OmarGB9]

CLIs are never guaranteed after x amount of time. It all depends on usage, payment history, scores, etc. just because some on here have gotten a CLI after two statements doesn't mean everybody will.

[Anonymous]

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@OmarGB9 wrote:
CLIs are never guaranteed after x amount of time. It all depends on usage, payment history, scores, etc. just because some on here have gotten a CLI after two statements doesn't mean everybody will.

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I agree with your statement with the exception of Credit Steps increases, which are a guaranteed increase after a certain period of time as long as you follow the terms of your personal Credit Steps program (and I have seen different terms - usually it's just pay on time for X months and use the card but I've seen one where it was to pay more than X amount for X amount of months before).

But as for the 91 days increase, yeah, that's not a guarantee.  I'm gonna give mine a shot when my account hits the 3rd statement and I'll be thrilled if they throw me a bone but I'm not necessarily expecting it.

[Anonymous]

It was definitely after the 3rd statement cut for me on both my Cap1 cards.