@NoMoreE46 wrote:Requesting one now shouldnt affect/have any bearing from requesting another one again after that payment. I think I requested CLI 22 times within 12 months.
This. Capital One does not do any hard pulls for increases, so you can literally request an increase every day without penalty. Don't ask me how I know that. It's all automated, so if you are not eligible, you simply get a letter with the reason. Once you are eligible, it will be an instant approval.
Also, I have had good success with the 33% rule. Not sure where I even heard about this, but I ask for a large increase (like $15K when my limit was only $2K) and select "I am expecting a large purchase" as my reason and indicate that I want to put $5k per month on the card. I moved my limit up from $2k to $12k very quickly with this approach. Even if they won't give you the requested amount, they will come back with their max limit you are eligible for by doing this. If you only request $2k but are actually eligible for $5k, they will only give you $2k, so ask for a lot. It has worked for me.