No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Coming up on 180 days.
Starting limit: 3,000
Auto CLI at first 180 days: 2500 (5500 SL)
Does Cap1 counter or should i ask for 2,000 on the safe side?
Thanks!
On the CLI's they ask for you to fill in. I go with a small to moderate CLI for a better shot. But thats just me.
Ask for the max you want. Process is computer driven; no humans involved and no opportunity to override/recon.
GL
I think you can go for the max as @NoMoreE46 mentions and the computer will come back with what it's willing to offer. I was counter-offered the first time I shot for the moon and decided to take what the computer spit out. You can always decline the counter and try again perhaps when you think your spending/profile matches could get a better response.
Thank you all for your replies, I will update tomorrow!
Asked for $2,500
Countered with $600
Balance 122/5500, scores up to date.
I decided to try this morning instead of waiting until Monday, I have a 9 year old CO dropping on Friday (Experian) and wasnt sure how my scores would react. I didnt accept it and Ill try again in September when another baddie falls off Transunion.
EDIT:
- Paid my CFF down to 16%, no love online
- Macys gave me 1,500 more!
Thanks for the follow-up.
Thanks for the DP! congrats on your CLI!