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The $50k Approval thread made me go to the Cap1 pre-qualify site...
I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.
Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.
This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.
First thought: OMG, YES!
Second thoughts... Is it real?
Should I do it?
Nixon and CreditAddict, please see this post... lol
My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.
Should I do it?
@Anonymous wrote:The $50k Approval thread made me go to the Cap1 pre-qualify site...
I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.
Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.
This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.
First thought: OMG, YES!
Second thoughts... Is it real?
Should I do it?
Nixon and CreditAddict, please see this post... lol
My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.
Should I do it?
Really do it if you actually find a "need" for it.
If you see in the approval thread about my DW and her spree, she had the same pre-qual offers with the same APR's. Her scores were around yours when she first started checking and them offering. She does have 2 other Cap One cards - secured (3 years old), QS1 (little over a year old). She went for it on the spree and got Venture $10000 and QS $3000.
If you want the link to the thread or more info please ask and I will try and provide
GOOD LUCK WHATEVER YOU DECIDE!!
@Jarnog wrote:
@Anonymous wrote:The $50k Approval thread made me go to the Cap1 pre-qualify site...
I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.
Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.
This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.
First thought: OMG, YES!
Second thoughts... Is it real?
Should I do it?
Nixon and CreditAddict, please see this post... lol
My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.
Should I do it?
Really do it if you actually find a "need" for it.
If you see in the approval thread about my DW and her spree, she had the same pre-qual offers with the same APR's. Her scores were around yours when she first started checking and them offering. She does have 2 other Cap One cards - secured (3 years old), QS1 (little over a year old). She went for it on the spree and got Venture $10000 and QS $3000.
If you want the link to the thread or more info please ask and I will try and provide
GOOD LUCK WHATEVER YOU DECIDE!!
Thanks, I found the thread. Cool, thank you.
I was eyeballing the QuickSilver since last month as it is better rewards than my FNBO SavingStar Amex. And I could use the Venture. I'm about to start traveling for work and don't have a travel card. I have to pay upfront and the company will reimburse me. Might not be bad to get both.
Question though. When your DW got both, was it a set of 3 HPs for each card? Or was she able to get both on 1 HP on each CR? I saw some miracles where some people got 2 cards on the first initial set of pulls. Others, not so much. Just curiosity though. They might be worth 6 pulls if I get a $10k Venture. That's shooting for the moon though. Hehe. I can dream.
Well she got everything approved yesterday.
As of today, had alerts for inquiries. Cap One on EQ and EX - only once. I assume it's the same for TU but haven't seen an alert or anything for that.
She may have gotten lucky or it just maybe delayed. But so far only 1 set of pulls on EQ and EX.
You might get lucky or not. But if you get 10k on one and 5k on another it could be worth it
@Anonymous wrote:The $50k Approval thread made me go to the Cap1 pre-qualify site...
I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.
Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.
This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.
First thought: OMG, YES!
Second thoughts... Is it real?
Should I do it?
Nixon and CreditAddict, please see this post... lol
My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.
Should I do it?
Preapproval is golden.
If you feel you need the card, go for it.
YES you should apply for both!
Thank you all for the replies and encouragement!
@Anonymous wrote:Thank you all for the replies and encouragement!
did you see I just cold applied for venture one and was approved for $5k
you should apply back to back without closing the first pre-qual window for venture and QS!
@Creditaddict wrote:
@Anonymous wrote:Thank you all for the replies and encouragement!
did you see I just cold applied for venture one and was approved for $5k
you should apply back to back without closing the first pre-qual window for venture and QS!
I did! Omg, it worked! I can't breathe! lol
@Anonymous wrote:
@Creditaddict wrote:
@Anonymous wrote:Thank you all for the replies and encouragement!
did you see I just cold applied for venture one and was approved for $5k
you should apply back to back without closing the first pre-qual window for venture and QS!
I did! Omg, it worked! I can't breathe! lol
you get both? how much?!