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Cap1 Pre-Qualify Site To Be Believed? Help!

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Anonymous
Not applicable

Cap1 Pre-Qualify Site To Be Believed? Help!

The $50k Approval thread made me go to the Cap1 pre-qualify site...

 

I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.

 

Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.

 

This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.

 

First thought: OMG, YES!

 

Second thoughts... Is it real?

 

Should I do it?

 

Nixon and CreditAddict, please see this post... lol

 

My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.

 

Should I do it? 

Message 1 of 16
15 REPLIES 15
Jarnog
Frequent Contributor

Re: Cap1 Pre-Qualify Site To Be Believed? Thoughts? Help!


@Anonymous wrote:

The $50k Approval thread made me go to the Cap1 pre-qualify site...

 

I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.

 

Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.

 

This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.

 

First thought: OMG, YES!

 

Second thoughts... Is it real?

 

Should I do it?

 

Nixon and CreditAddict, please see this post... lol

 

My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.

 

Should I do it? 


Really do it if you actually find a "need" for it.

 

If you see in the approval thread about my DW and her spree, she had the same pre-qual offers with the same APR's.  Her scores were around yours when she first started checking and them offering.  She does have 2 other Cap One cards - secured (3 years old), QS1 (little over a year old).  She went for it on the spree and got Venture $10000 and QS $3000. 

 

If you want the link to the thread or more info please ask and I will try and provide Smiley Happy

 

GOOD LUCK WHATEVER YOU DECIDE!!

Message 2 of 16
Anonymous
Not applicable

Re: Cap1 Pre-Qualify Site To Be Believed? Thoughts? Help!


@Jarnog wrote:

@Anonymous wrote:

The $50k Approval thread made me go to the Cap1 pre-qualify site...

 

I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.

 

Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.

 

This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.

 

First thought: OMG, YES!

 

Second thoughts... Is it real?

 

Should I do it?

 

Nixon and CreditAddict, please see this post... lol

 

My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.

 

Should I do it? 


Really do it if you actually find a "need" for it.

 

If you see in the approval thread about my DW and her spree, she had the same pre-qual offers with the same APR's.  Her scores were around yours when she first started checking and them offering.  She does have 2 other Cap One cards - secured (3 years old), QS1 (little over a year old).  She went for it on the spree and got Venture $10000 and QS $3000. 

 

If you want the link to the thread or more info please ask and I will try and provide Smiley Happy

 

GOOD LUCK WHATEVER YOU DECIDE!!


Thanks, I found the thread. Cool, thank you. Smiley Happy

 

I was eyeballing the QuickSilver since last month as it is better rewards than my FNBO SavingStar Amex. And I could use the Venture. I'm about to start traveling for work and don't have a travel card. I have to pay upfront and the company will reimburse me. Might not be bad to get both.

 

Question though. When your DW got both, was it a set of 3 HPs for each card? Or was she able to get both on 1 HP on each CR? I saw some miracles where some people got 2 cards on the first initial set of pulls. Others, not so much. Just curiosity though. They might be worth 6 pulls if I get a $10k Venture. That's shooting for the moon though. Hehe. I can dream.

Message 3 of 16
Jarnog
Frequent Contributor

Re: Cap1 Pre-Qualify Site To Be Believed? Thoughts? Help!

Well she got everything approved yesterday.

 

As of today, had alerts for inquiries.  Cap One on EQ and EX - only once.  I assume it's the same for TU but haven't seen an alert or anything for that.  

 

She may have gotten lucky or it just maybe delayed.  But so far only 1 set of pulls on EQ and EX. 

 

You might get lucky or not. But if you get 10k on one and 5k on another it could be worth it Smiley Very Happy

Message 4 of 16
Anonymous
Not applicable

Re: Cap1 Pre-Qualify Site To Be Believed? Help!


@Anonymous wrote:

The $50k Approval thread made me go to the Cap1 pre-qualify site...

 

I got a bunch of mailers for the Platinum card at 22.9% APR last month and maybe a couple at the beginning of this month.

 

Every other time I check the pre-qual site, I always get Quicksilver One and Platinum at 22.9%.

 

This time: Quicksilver (yeah the good one!) and Venture (NOT Venture One!) at 17.9%.

 

First thought: OMG, YES!

 

Second thoughts... Is it real?

 

Should I do it?

 

Nixon and CreditAddict, please see this post... lol

 

My scores are in my signature, recent as of 3/16/15. AAoA is 3 years. About to drop to 2 when an old closed account leaves me next month. HPs are 7 on TU & EX, 8 on EQ. Spread out over the two years though. Maybe 4 on each in past 12 months.

 

Should I do it? 


Preapproval is golden. Smiley Happy

 

If you feel you need the card, go for it.

Message 5 of 16
Creditaddict
Legendary Contributor

Re: Cap1 Pre-Qualify Site To Be Believed? Help!

YES you should apply for both!

Message 6 of 16
Anonymous
Not applicable

Re: Cap1 Pre-Qualify Site To Be Believed? Help!

Thank you all for the replies and encouragement! Heart

Message 7 of 16
Creditaddict
Legendary Contributor

Re: Cap1 Pre-Qualify Site To Be Believed? Help!


@Anonymous wrote:

Thank you all for the replies and encouragement! Heart


did you see I just cold applied for venture one and was approved for $5k

 

you should apply back to back without closing the first pre-qual window for venture and QS!

Message 8 of 16
Anonymous
Not applicable

Re: Cap1 Pre-Qualify Site To Be Believed? Help!


@Creditaddict wrote:

@Anonymous wrote:

Thank you all for the replies and encouragement! Heart


did you see I just cold applied for venture one and was approved for $5k

 

you should apply back to back without closing the first pre-qual window for venture and QS!


I did! Omg, it worked! I can't breathe! lol

Message 9 of 16
Creditaddict
Legendary Contributor

Re: Cap1 Pre-Qualify Site To Be Believed? Help!


@Anonymous wrote:

@Creditaddict wrote:

@Anonymous wrote:

Thank you all for the replies and encouragement! Heart


did you see I just cold applied for venture one and was approved for $5k

 

you should apply back to back without closing the first pre-qual window for venture and QS!


I did! Omg, it worked! I can't breathe! lol


you get both? how much?!

Message 10 of 16
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