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Cap1 PreQual offers- how to proceed?

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Anonymous
Not applicable

Cap1 PreQual offers- how to proceed?

Which Ones should I take? Also want to get Chase Sapphire and I know they have their 5/24 rule. I know people get double Venture cards or double some card idk exactly. 

 

Venture Card - 

Purchase APR
18.24% variable APR
Transfer Information
18.24% variable APR; No Transfer Fee
Annual Fee
$0 intro for the first year; $59 after that
 
Venture One-
Purchase APR
0% intro APR until February 2017; 17.24% variable APR after that
Transfer Information
17.24% variable APR; No Transfer Fee
Annual Fee
$0
 
Quicksilver-
Purchase APR
0% intro APR until November 2016; 18.24% variable APR after that
Transfer Information
0% intro APR until November 2016; 18.24% variable APR after that; 3% fee on the amount transferred until November 2016
Annual Fee
$0
 
 
Message 1 of 10
9 REPLIES 9
tussking
Established Contributor

Re: Cap1 PreQual offers- how to proceed?

I took Venture card and QS - I wanted the bonus miles worth $400 for travel when you spend $3k in the first 90 days...

I will look to add Venture 1 down the road...Good luck ! Make sure you apply for the Venture and IMMEDIATELY after the approval go right back to the prequal and hit again for the QS. Did mine within 2-3 mins and it was ONE HP. 

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 2 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?

Does your signature indicate you have 2 Venture cards and 2 QS cards? If so how'd you go about that and did you get bonuses for each card?

Message 3 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?

you can have 2 ventures and two QS cards (quite common) but not all at once typically. i did mine a few months apart. yes, everyone i have seen has gotten the bonuses (even though the website implies otherwise)
Message 4 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?


@Anonymous wrote:
you can have 2 ventures and two QS cards (quite common) but not all at once typically. i did mine a few months apart. yes, everyone i have seen has gotten the bonuses (even though the website implies otherwise)

Can I app for the Venture, VentureOne and QS all at once? Theyre all prequalified offers

Message 5 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?

you can but the venture one is quite pointless to app for and its inferior to the QS.
Message 6 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?


@Anonymous wrote:
you can but the venture one is quite pointless to app for and its inferior to the QS.

extra limit to combine into one of the other cards?

Message 7 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?

i wouldn't waste a hp for a card just for extra limit when you get get SP CLIs. seems pointless to hurt your AAoA for $3-$5k... just get either venture, QS or both (if there's a need) and then go from there.
Message 8 of 10
VegasMom
Regular Contributor

Re: Cap1 PreQual offers- how to proceed?

Be careful if you do it during a spree. I waited to app for my prequal QS siggy last and got denied for to many inquires on EX. It was only 3 apps in last 12 months but all that night, 9 total in 24 months. I purposely apped EX cards because that was my highest score with no baddies.
Message 9 of 10
Anonymous
Not applicable

Re: Cap1 PreQual offers- how to proceed?

I'm just planning to wait. I'll try in July unless apr pops up irresistible lol.
Message 10 of 10
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