Cap1 QS1 in Credit Steps

[Anonymous]

Oh well, Cap 1 is just not wanting to give me any luv. I have a perfect history with them. Think I will stick with Navy! :-)

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QuicksilverOne ...7316

Current Credit Line: $300

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• QuicksilverOne ...3960

  

  Current Credit Line: $750

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• QuicksilverOne ...7316

  

  Current Credit Line: $300

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• Current Credit Line $300
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• Approved Total $300

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QuicksilverOne ...7316

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QuicksilverOne ...7316

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[Anonymous]

Don’t get discouraged 😀

Try again Dec 1. 

[Anonymous]

@justagirl

I'm not......

Just strange!

[Anonymous]

Love your positive attitude! If you ever need help, please DM me!

I’ve only been rebuilding for a little over a year, but I wouldn’t be this far if it wasn’t for posters here who gave great advice and insight. I’m happy to pay it forward. 

[Anonymous]

Thank you @justagirl!

I'm almost a year in as well, but was only "slightly" working at it from Dec-Jun and have been pretty much on it since then. My scores don't seem to want to move right now. A few points down, a few points up.. Hoping to see a decent size increase on EQ with the recent removal of my fed tax lien. And across all CRAs with my new Navy Flagship Signature Visa at $15K! Only 10 points away from my first "good" on EX in years!

Current Fico 8 Scores:

EQ: 628

TU: 645

EX: 660

Was hoping to be at 670's across before the end of the year, but that doesn't look likely at this point. So, therefore, I will take what I can get! I have a few collections/CO left on each (same two on all three and one additional on EQ). Was going to pay them but wanted to wait and see what happened after the approval of my 2nd Navy Card. So, I will wait for that to post and see what happens. One will fall off next year, so maybe I will just pay one off for now.

I am still leaps and bounds from where I was a year ago. I think EQ was at 390 and high 4's to low 5's for the other two.

[SomewhereIn505]

At some point they will show you love. I was lucky and able to get CLI $100 about the 4.5/5 month mark before steps CLI kicked in. But afterwards they are hard on 6 months eligibility.

[Anonymous]

I started $500, went $750, then $1750. November 15th is my next 6 month date. Mark your calender whenever they increase it.

I would've been higher by now but I got disqualified for 6 months due to a returned payment. Even though I immediately paid the next day, Cap1 has no representatives that can override anything, they used to in the past but now their policies are all computerized.

[Anonymous]

I got my unsecured Platinum in February, PC'ed it to Quicksilver (no AF) in June, and got my Credit Steps $500 CLI in August (or September? - it was after the 6th statement had been cut, either way), taking me to $3,500. I filed a manual CLI request the other day but was turned down due to it being too soon since my last (auto) CLI, so I'm thinking that I might have to wait until my 12th statement cuts (February) to try again with a better chance of success (unless, of course, I get another auto-CLI before then).