cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1 pre qualification

tag
washington12
Regular Contributor

Cap1 pre qualification

So on the capital 1 site the actual pre qualification app says you can't be matched to a pre qualified offer unless you are 21 years of age. So you could be qualified, but since you aren't old enough it will just give you the "we think you might like this offers" I'm 20 and turning 21 in a couple months. Already have a venture 1. Is there a reason for the age requirement? I've never pre qualified for anything except credit one and first premier. I wonder if my age is keeping me from qualifying?
Starting Score: 539eq 482tu 509ex
Current Score: 539eq 482tu 509ex
Goal Score: 650eq 650tu 650ex


Take the myFICO Fitness Challenge
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Cap1 pre qualification

I would say it is, IMHO I would say make good use of your Venture One, use it, pay it, and see what shows up after your next B-day.

 

Message 2 of 4
washington12
Regular Contributor

Re: Cap1 pre qualification

Thanks for the input! That's the plan!
Starting Score: 539eq 482tu 509ex
Current Score: 539eq 482tu 509ex
Goal Score: 650eq 650tu 650ex


Take the myFICO Fitness Challenge
Message 3 of 4
OmarGB9
Community Leader
Super Contributor

Re: Cap1 pre qualification

The prequalify thing at age 21 is part of a law if I'm not mistaken. Government stepped in to keep banks from preying upon college students and having them ruin their credit before it's established.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.