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CapOne QS1 - Opened 4 Months ago - CLI Offer --> (and question)

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dallasareaguy
Frequent Contributor

CapOne QS1 - Opened 4 Months ago - CLI Offer --> (and question)

So with everyone talking about CLI while still in Credit Steps.. I tried it just a few minutes ago..

 

It gave me the option of increasing my line from $300 to $400 - a $100 increase.

 

This was exciting, but also depressing because I have been sitting back hoping I would get the $2k-$3k increase that some are getting after the 6th statement. This $100 increase offer makes me feel like I probably am not in the running for $2-3k increase ahead.

 

I just closed the window and neither accepted nor declined the $100 offer because I was fearful that accepting the increase would mean no increase for 6 months or something. I've heard people say (if I rememeber right) that CapOne only increases every so often... Does anyone else agree that had I accepted the $100 increase now that I would put my 6th statement increase in jeopardy?

 

  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 1 of 3
2 REPLIES 2
dallasareaguy
Frequent Contributor

Re: CapOne QS1 - Opened 4 Months ago - CLI Offer --> (and question)

PS - I've put $2368 on the card in the four month period, paying it off twice a month. approx $600/month in charges because of how small the limit.

  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 2 of 3
Anonymous
Not applicable

Re: CapOne QS1 - Opened 4 Months ago - CLI Offer --> (and question)

I agree with you I had my QS1 for 4 months and tried it, it's at $300 now and it gave me the option to increase to $800 (so a $500 increase) I just X'ed out of it too because I was hoping for 2-3K increase at 6 months even though I was just approved for 5K with The venture card so not sure if I'm still in the running to get a increase that large but I would rather wait 2 more months and see if maybe they offer a higher one then the $500 they are offering now.
Message 3 of 3
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