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CapOne Venture Card tripple pull, FIA AMEX EX pull

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jamesdwi
Valued Contributor

CapOne Venture Card tripple pull, FIA AMEX EX pull

Finally got alerts from my two applications this week. 

CapOne tripple pulled me was hoping for only a single or double pull,  15k CL so it was worth it. 

FIA Fidelity 2% AMEX pulled EX,   6k CL so was worth it. 

only score drop was 6pts from Experian of course it was my lowest score allready now at 698 Smiley Sad  Will have to work to getting all 3 scores back over 700. 

Now to see if the improved UTL of having 21k new CL, and 5.5k CLI love from GE/Walmart helps enough to offset the damage. 

Applied for Sallie Mae and Best Buy in November, hopefully Barclays doesn't get pissed at this new credit, and the fact that I haven't even ran my first charge on my Sallie Mae card. 



Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 1 of 28
27 REPLIES 27
ojefferyo
Valued Contributor

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull

I call Cap1 the Triple Pull Bull

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 28
Anonymous
Not applicable

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@jamesdwi wrote:


CapOne tripple pulled me was hoping for only a single or double pull,  


CapOne ... single pull?  LoL Smiley Happy

 

Congrats on the 21K, badass.

Message 3 of 28
jamesdwi
Valued Contributor

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@Anonymous wrote:

@jamesdwi wrote:


CapOne tripple pulled me was hoping for only a single or double pull,  


CapOne ... single pull?  LoL Smiley Happy

 

Congrats on the 21K, badass.


I know dare to dream, i have a vivid credit fantasy life, but I have been a good customer of Capitalone for 6 years, with 0 lates on any Credit Product. 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 28
joedtx
Valued Contributor

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull

Well you make have taken the pulls, but at least you got the CL to go with it.

Message 5 of 28
NRB525
Super Contributor

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull

Congrats on the new cards.

 

6 months with no charges on a new Sallie Mae? 5% groceries isn't enough of an incentive to get you to use it?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 28
jamesdwi
Valued Contributor

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@NRB525 wrote:

Congrats on the new cards.

 

6 months with no charges on a new Sallie Mae? 5% groceries isn't enough of an incentive to get you to use it?


had some financial issues, and figured it would be better not to add another minimum payment to the mix, should start using it this month. Started a new job last month. 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 7 of 28
CreditCuriosity
Moderator Emeritus

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@NRB525 wrote:

Congrats on the new cards.

 

6 months with no charges on a new Sallie Mae? 5% groceries isn't enough of an incentive to get you to use it?


or 5% gas?   Using the heck out of it right now..  

Message 8 of 28
CreditCuriosity
Moderator Emeritus

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@jamesdwi wrote:

@NRB525 wrote:

Congrats on the new cards.

 

6 months with no charges on a new Sallie Mae? 5% groceries isn't enough of an incentive to get you to use it?


had some financial issues, and figured it would be better not to add another minimum payment to the mix, should start using it this month. Started a new job last month. 


makes perfect sense.

Message 9 of 28
Anonymous
Not applicable

Re: CapOne Venture Card tripple pull, FIA AMEX EX pull


@jamesdwi wrote:

@NRB525 wrote:

Congrats on the new cards.

 

6 months with no charges on a new Sallie Mae? 5% groceries isn't enough of an incentive to get you to use it?


had some financial issues, and figured it would be better not to add another minimum payment to the mix, should start using it this month. Started a new job last month. 


Minimum payment? What's that?

Message 10 of 28
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