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Capital 1 QS CLI request?

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sunilcobain01
Valued Member

Capital 1 QS CLI request?

Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?

Message 1 of 15
14 REPLIES 14
Pway
Valued Contributor

Re: Capital 1 QS CLI request?

How long have you had the card? What is your spend monthly on the card?  Normally with Capital One they will give you a instant increase when one is available.  Although I will let others chime in here who has had different stories.  Although when I got those messages it was a decline in the dcoument center for me.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 15
GetMeSlick
Established Contributor

Re: Capital 1 QS CLI request?


@sunilcobain01 wrote:

Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?


Dont worry., even if its declined, its going to be SP only.

 

I got new card in jan,15 - QS(3k). Clicked the LUv button in March and got 2k CLI. Again tested the luv button in April, it said review blah blah. Later received the online document letter stting, that i was already given CLI recently.

 

No HP. its only SP.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
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Current Score: 840
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Message 3 of 15
Anonymous
Not applicable

Re: Capital 1 QS CLI request?

I wouldn't worry.  They decline a lot of cli's.  But can turn around and approve you for a great cli.  Have yet to figure them out.

Message 4 of 15
sunilcobain01
Valued Member

Re: Capital 1 QS CLI request?

I hope it happens that way.Smiley Wink

Message 5 of 15
Anonymous
Not applicable

Re: Capital 1 QS CLI request?

Good luck...
Message 6 of 15
taxi818
Super Contributor

Re: Capital 1 QS CLI request?


@sunilcobain01 wrote:

Hello Myficoers. I just requested CLI for Capital one QS and received message stating needs further review. Does this mean It got declined?


If it said we will let you know in 7-10 days. it is a decline. as other poster stated. cap one increases are instant. any thing else is a decline. but they will tell you the reason.

I.E. not had card long enough.

payments too low.

was ever deragotory reasons.

in any case specific rules to each kind of cap one card.

The QS. is generally every six months  unless you are in credit steps. after. for sure. good luck.

Message 7 of 15
Anonymous
Not applicable

Re: Capital 1 QS CLI request?

I got the 2-3 day message when I hit the button yesterday. Mine hasn't even cut a statement yet, but I was just so tempted to push it. I guess I'll just wait for my "you have got to be freaking kidding" letter to come. Felt good to try though. Lol 

Message 8 of 15
Anonymous
Not applicable

Re: Capital 1 QS CLI request?


@Anonymous wrote:

I got the 2-3 day message when I hit the button yesterday. Mine hasn't even cut a statement yet, but I was just so tempted to push it. I guess I'll just wait for my "you have got to be freaking kidding" letter to come. Felt good to try though. Lol 


I have a few dozen of those letters. Smiley LOL

Message 9 of 15
Anonymous
Not applicable

Re: Capital 1 QS CLI request?

It is a decline.
Message 10 of 15
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