Credit pulls

[theonlyway]

When you apply for credit cards to compare rates and rewards, does it look like individual hard pulls? When I applied for auto loans they had mentioned that if I apply for multiple loans to compare rates that they wouldn't ding my report multiple times, and I was wondering if that applied to credit cards as well? 

[Skye12329]

I'm confused what you mean to check rates? If you mean pre qualify rate checking that's a SP until you apply.

If you apply for any card its a separate pull each time/card.

[Anonymous]

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@theonlyway wrote:

When you apply for credit cards to compare rates and rewards, does it look like individual hard pulls? When I applied for auto loans they had mentioned that if I apply for multiple loans to compare rates that they wouldn't ding my report multiple times, and I was wondering if that applied to credit cards as well? 

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No it does not.  

[Anonymous]

Each time you apply for a credit card a HP is done unless the application says otherwise. There are some instances when a credit application is a SP. Make sure to read the application carefully before submitted it.

You don't need to apply for a credit card to compare rates and rewards. Sometimes preapproval apps come with a set APR. Or you can do research on the card beforehand and you will usually find a range or specific APR and rewards listed for the credit card. Hope this helps. Good luck!!!

[Anonymous]

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@theonlyway wrote:

When you apply for credit cards to compare rates and rewards, does it look like individual hard pulls? When I applied for auto loans they had mentioned that if I apply for multiple loans to compare rates that they wouldn't ding my report multiple times, and I was wondering if that applied to credit cards as well? 

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You may need to rephrase your question, unsure of what you are asking.

[Anonymous]

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@theonlyway wrote:

When you apply for credit cards to compare rates and rewards, does it look like individual hard pulls? When I applied for auto loans they had mentioned that if I apply for multiple loans to compare rates that they wouldn't ding my report multiple times, and I was wondering if that applied to credit cards as well? 

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You may need to rephrase your question,  I'm unsure of what you are asking.