cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One 6 Months?

Jerry45
Valued Contributor

Capital One 6 Months?

In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

 

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP?  Thanks All

Message 1 of 13
12 REPLIES 12
MauiMan85209
Established Contributor

Re: Capital One 6 Months?

I'm past 6 months and no auto CLI, I have applied twice in last few months with nothing, yet they give my other card 2k increase by asking on an account only 2 months old- go figure

" EX 737 EQ 747 TU 737 MMS 726"
Message 2 of 13
kaykay65
Valued Contributor

Re: Capital One 6 Months?

Didn't get a 6 month increase myself because not enough usage.  As I have the BCP, its my favorite card right now, so I understand their logic. 


Gardening till December 2019
AMEX BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards| Barclays Rewards MC
Message 3 of 13
SunriseEarth
Moderator Emeritus

Re: Capital One 6 Months?


@Jerry45 wrote:

In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

 

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP?  Thanks All


It's SP, so you may as well try the LUV button.   It is driven by calendar date, and will sometimes work a day or two early.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 8/2/21)
AMEX Cash Magnet $64000 | Discover IT $46000 | BofA BBR #1 $43900 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Freedom Flex WEMC $20000 | Cap 1 QS WMC $17250 | Disney VS $15000 | FNBO Evergreen VS $15000 | Target MC $14000 | WF Active Cash VS $12,000 | Citi Custom Cash MC $11600 | Jared Gold Card $11000 | Amazon VS $10000 | AARP VS $8800 | Cash Back World WMC $3000 | ~~
Message 4 of 13
thummel
Established Contributor

Re: Capital One 6 Months?

Me and my father just hit 6 months for our ventures. I hit the button on mine and his and both got denied. Was more suprised for my dad because he runs up to his 30K limit and almost always Pays in full. Oh well I guess. Mine got denied for not enough usage which was expected because I haven't used mine a ton lately.
Message 5 of 13
RonM21
Valued Contributor

Re: Capital One 6 Months?

Maybe wait until some time after the 6 months if nothing happens, then try the luv button, since it will be soft pull as Sunrise suggested.
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 6 of 13
Jerry45
Valued Contributor

Re: Capital One 6 Months?


@SunriseEarth wrote:

@Jerry45 wrote:

In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

 

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP?  Thanks All


It's SP, so you may as well try the LUV button.   It is driven by calendar date, and will sometimes work a day or two early.  


Thanks Sunrise, thanks everyone. I will try early next week at 6 month mark, and let everybody know how it goes.

Message 7 of 13
Jerry45
Valued Contributor

Re: Capital One 6 Months?


@Jerry45 wrote:

@SunriseEarth wrote:

@Jerry45 wrote:

In the upcoming week, I will be hitting the 6 month and statement date on my Venture One at Cap1.

 

Is it common to get a Auto CLI at this point, or is the Luv Button required? and is that still a SP?  Thanks All


It's SP, so you may as well try the LUV button.   It is driven by calendar date, and will sometimes work a day or two early.  


Thanks Sunrise, thanks everyone. I will try early next week at 6 month mark, and let everybody know how it goes.


My 6th statement just cut, and no auto CLI. Oh well, will hit luv button in a few days, to coincide with the 6 month mark

Message 8 of 13
Nova5041
Frequent Contributor

Re: Capital One 6 Months?

Yeah most people hit the luv button, I did have it happen where I hit the luv button and was under manual review at the same time,  but it only happen once. Usually it will be u first to ask for a cli before you receive an auto increase. 


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 9 of 13
Nova5041
Frequent Contributor

Re: Capital One 6 Months?

Also, if you didn't get your 3rd statement cli, then you should have a cli waiting for you when you hit the luv button. 


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.