Capital One Buy Power Decline

Creditaddict · ‎04-07-2015

This information is regarding your application for a BuyPower Card account issued by Capital One, N.A..

Unfortunately Capital One, N.A. is unable to approve your application at this time.

The following credit score was used as part of the decision-making process. The credit score is a number that reflects the information in your credit report. This credit score can change, depending on how the information in your credit report changes.

Your Score: 647.
The Score ranges from a low of 150 to a high of 950.
Date the Score was obtained: 04072015.

The reasons for the score are:

BANKRUPTCY FILING REPORTED

TOO MANY INQUIRIES LAST 12 MONTHS

LENGTH OF TIME ACCOUNTS ARE ESTABLISHED

TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN

Skye12329 · ‎04-07-2015

Are you able to recon this card?

Also you are just on app spree today arent you?

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Creditaddict · ‎04-07-2015

@Skye12329 wrote:
Are you able to recon this card?

Also you are just on app spree today arent you?

I mean I guess through EO but blah.

Anonymous · ‎04-07-2015

@Skye12329 wrote:
Are you able to recon this card?

Also you are just on app spree today arent you?

This man is on an app spree every week.

Anonymous · ‎04-07-2015

App benders once the high of the previous one wears off!

fedxboy · ‎04-07-2015

Is this 1 pull or 3?> Oh shoot, wrong thread~!!!! I meant for the Saks Mastercard.

I already have this card and it's 1 pull on EQ

(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs

Anonymous · ‎04-07-2015

@fedxboy wrote:
Is this 1 pull or 3?>

1 on EQ.

CreditCuriosity · ‎04-07-2015

Anyone ever check to see if the electic fence was plugged in, he is on a app spree today!

fedxboy · ‎04-07-2015

oH Thanks Nixon and i asked in wrong thread...oops...already edited

(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs

TRC_WA · ‎04-07-2015

@Creditaddict wrote:

TOO MANY INQUIRIES LAST 12 MONTHS

LENGTH OF TIME ACCOUNTS ARE ESTABLISHED

Story of CA's life... LOL

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24