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Capital One CLI After 2-3 Day Letter?

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DoctorManhattan
Frequent Contributor

Capital One CLI After 2-3 Day Letter?

Has anyone ever had a CLI by C1 after the 2-3 day letter?
Message 1 of 7
6 REPLIES 6
GApeachy
Super Contributor

Re: Capital One CLI After 2-3 Day Letter?

Not me, get those a lot.Smiley Tongue  Hopefully it will not be the same for you though.  Do you ask often?  You'll see the response under "view online documents" in a day.

My Take Home Pay Don't Take Me Home
Message 2 of 7
Remedios
Credit Mentor

Re: Capital One CLI After 2-3 Day Letter?

That's usually a denial. Sorry ☹
Message 3 of 7
DoctorManhattan
Frequent Contributor

Re: Capital One CLI After 2-3 Day Letter?

*CRIES INSIDE*
Message 4 of 7
GApeachy
Super Contributor

Re: Capital One CLI After 2-3 Day Letter?


@DoctorManhattan wrote:
*CRIES INSIDE*

Smiley Very Happy funny but not so funnySmiley Mad  Just glad they don't hit with a hp everytime. 

Have you ever gotten a cli out of them before?  If so, when?  

I hate their questions.....How much do you spend on all your cards?  How much will you spend on this card?  I put all combo's to no avail.Smiley Frustrated

....and it's either "too many inquiries" or "change to credit limit recently" or something like that.  Good Luck, just keep hittin'em up.

My Take Home Pay Don't Take Me Home
Message 5 of 7
Meanmchine
Super Contributor

Re: Capital One CLI After 2-3 Day Letter?

the excuse i get is recent card use too small

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 6 of 7
DoctorManhattan
Frequent Contributor

Re: Capital One CLI After 2-3 Day Letter?

Nope. They say my payments are too small or something around those lines, but I pay in full every month and it’s always a pretty decent balance.
Message 7 of 7
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