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Capital One CLI(WHAT?!)

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Anonymous
Not applicable

Capital One CLI(WHAT?!)

Hit the luv button this morning. Approved for wait for it $750 ---> $850. No thanks I will wait until friday when all my cards will report as paid off. If they try $100 again I will go through EO. My EXP score with some of the cards reporting $0 balnce has went above 680.

 

Xace

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)

What??  I never heard of such.  Sorry to hear.

Message 2 of 18
Anomalous
Senior Contributor

Re: Capital One CLI(WHAT?!)

Good idea to wait.

That actually happened to my daughter with her Journey. Her utilization was high at the time, though.

Keep both your credit and your body in top shape!

Message 3 of 18
OmarGB9
Community Leader
Super Contributor

Re: Capital One CLI(WHAT?!)

I agree you should wait, but I disagree with going through the EO just for a CLI. Honestly the $100 increase they're offering you probably won't change by Friday. It usually takes a few weeks if not months for the offer to change.

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Message 4 of 18
elim
Senior Contributor

Re: Capital One CLI(WHAT?!)

yep,  they may offer more next time around.  

 

have you checked prequal lately?  may be better off to grab a higher limit card from them and combine in 6 months.

Message 5 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)


@elim wrote:

yep,  they may offer more next time around.  

 

have you checked prequal lately?  may be better off to grab a higher limit card from them and combine in 6 months.


I plan to apply for a Platinum I think on Friday as I am unsure of the score required for the VentureOne card. If approved I will probably combine the Plat into the QS1 after six months.

 

Xace

Message 6 of 18
taxi818
Super Contributor

Re: Capital One CLI(WHAT?!)


@Anonymous wrote:

@elim wrote:

yep,  they may offer more next time around.  

 

have you checked prequal lately?  may be better off to grab a higher limit card from them and combine in 6 months.


I plan to apply for a Platinum I think on Friday as I am unsure of the score required for the VentureOne card. If approved I will probably combine the Plat into the QS1 after six months.

 

Xace


Does not matter the score. Just go to the pre qual site and put in info. It will either say congrautlations or not. If so you will more than likely get approved. if it says we could not find anything but we recommend. Do not apply at this time and just wait.

Message 7 of 18
krisssmmm
Regular Contributor

Re: Capital One CLI(WHAT?!)

How long have you had the card?

Message 8 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)


@OmarGB9 wrote:
I agree you should wait, but I disagree with going through the EO just for a CLI. Honestly the $100 increase they're offering you probably won't change by Friday. It usually takes a few weeks if not months for the offer to change.

Completely agree!! 

Message 9 of 18
bodyboy1
Established Contributor

Re: Capital One CLI(WHAT?!)


@Anonymous wrote:

Hit the luv button this morning. Approved for wait for it $750 ---> $850. No thanks I will wait until friday when all my cards will report as paid off. If they try $100 again I will go through EO. My EXP score with some of the cards reporting $0 balnce has went above 680.

 

Xace


> have you looked at the Pre-Qual Yet like Taxi said>?!

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Message 10 of 18
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