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Capital One CLI(WHAT?!)

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Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.

Message 11 of 18
bodyboy1
Established Contributor

Re: Capital One CLI(WHAT?!)

What's your score now!?
Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 12 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)

640's (Fico 4)

630's (Fico 8)

 

All payments with Capital one are on time.  No missed payments in 30 months. Late 2013-present.

Should I wait to boost my score for QS Visa Signature and or Venture Card.

Message 13 of 18
bodyboy1
Established Contributor

Re: Capital One CLI(WHAT?!)


@Anonymous wrote:

640's (Fico 4)

630's (Fico 8)

 

All payments with Capital one are on time.  No missed payments in 30 months. Late 2013-present.

Should I wait to boost my score for QS Visa Signature and or Venture Card.


>   if you go to the prequalifier,   what comes up?

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 14 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)


@Anonymous wrote:

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.


Cap 1 pulls FICO 5 EQ, FICO 4 TU, and FICO 3 EX for Venture Card.  The scores in my signature are what I had when I was approved.  Haven't gotten my CCT scores for January.  Don't know about BOA. Applied once and got turned down.  Smiley Mad

Message 15 of 18
elim
Senior Contributor

Re: Capital One CLI(WHAT?!)


@Anonymous wrote:

@Anonymous wrote:

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.


Cap 1 pulls FICO 5 EQ, FICO 4 TU, and FICO 3 EX for Venture Card.  The scores in my signature are what I had when I was approved.  Haven't gotten my CCT scores for January.  Don't know about BOA. Applied once and got turned down.  Smiley Mad


  really????  how did you find this out?     great info, thanks

Message 16 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)


@elim wrote:

@Anonymous wrote:

@Anonymous wrote:

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.


Cap 1 pulls FICO 5 EQ, FICO 4 TU, and FICO 3 EX for Venture Card.  The scores in my signature are what I had when I was approved.  Haven't gotten my CCT scores for January.  Don't know about BOA. Applied once and got turned down.  Smiley Mad


  really????  how did you find this out?     great info, thanks


It was mentioned in the forum before.  Researched it before applying.  My scores, with the exception of Fico 4 scores,  are much higher than my Fico 8 scores.  Plus, I got the prequal showing specific interest rates for both Venture and QS.  When I got approved for both,  I took 2 hits to TU, but only 1 for EQ and EX and I think it was because Fico 4 was around 650 at the time. 


 

Message 17 of 18
Anonymous
Not applicable

Re: Capital One CLI(WHAT?!)


@elim wrote:

@Anonymous wrote:

@Anonymous wrote:

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.


Cap 1 pulls FICO 5 EQ, FICO 4 TU, and FICO 3 EX for Venture Card.  The scores in my signature are what I had when I was approved.  Haven't gotten my CCT scores for January.  Don't know about BOA. Applied once and got turned down.  Smiley Mad


  really????  how did you find this out?     great info, thanks


It was mentioned in the forum before.  Researched it before applying.  My scores, with the exception of Fico 4 scores,  are much higher than my Fico 8 scores.  Plus, I got the prequal showing specific interest rates for both Venture and QS.  When I got approved for both,  I took 2 hits to TU, but only 1 for EQ and EX and I think it was because Fico 4 was around 650 at the time. 


 


@Anonymous wrote:

@elim wrote:

@Anonymous wrote:

@Anonymous wrote:

Pulled on the love botton on my birthday on Friday for Cap One for 1K for Quicksilver. Dunno if I'm going to get the extra 500 after January completing credit steps.  

 

What's a good Credit score to apply for Cap1 Venture Card and Bank of America Amtrak Rewards Card 

 

UPDATE: Got the extra 500 applied to my account as of today. A good christmas present from Cap One.


Cap 1 pulls FICO 5 EQ, FICO 4 TU, and FICO 3 EX for Venture Card.  The scores in my signature are what I had when I was approved.  Haven't gotten my CCT scores for January.  Don't know about BOA. Applied once and got turned down.  Smiley Mad


  really????  how did you find this out?     great info, thanks


It was mentioned in the forum before.  Researched it before applying.  My scores, with the exception of Fico 4 scores,  are much higher than my Fico 8 scores.  Plus, I got the prequal showing specific interest rates for both Venture and QS.  When I got approved for both,  I took 2 hits to TU, but only 1 for EQ and EX and I think it was because Fico 4 was around 650 at the time. 


 


FICO 4 Scores: 650 across the board

Not too sure with FICO 5 and FICO 3 scores.

If I app now, I'd get the bare min of 3K. If I wait and get the actual pre-qual (6mos) I should be in the 660's/670's.

 

Message 18 of 18
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