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A few recent changes to Cap1 CLI requests I noticed, can't tell if it was just a bug or something actually changed or not:
Got an instant letter instead of needing to wait 1-2 days
the text of the email was different:
the text showing the document was different:
and they did some polishing tweaks to the letter itself
old:
new:
anybody want to request a Cap1 CLI to see if they see these changes as well?
Tried on my two accounts and got almost instant emails with the same wording. I noticed the dates don't match on the request.
@GZG wrote:A few recent changes to Cap1 CLI requests I noticed, can't tell if it was just a bug or something actually changed or not:
Got an instant letter instead of needing to wait 1-2 days
the text of the email was different:
the text showing the document was different:
and they did some polishing tweaks to the letter itself
old:
new:
anybody want to request a Cap1 CLI to see if they see these changes as well?
It looks like they've changed some of the verbiage in the naming too bc the previous letters were titled Credit Limit Increase Request vs this new Application Response Letter. Wonder what prompted the changes particularly the need to call it Application Response Letter.
Glad to see you guys getting denials too
I've tried twice this past month after spend, balance changes, and report updates and got no love. I think I'll just let this one stay where it is
It's been a good couple of years since I last tried, with one bucketed card and little spend I'll let it pass.
I knew they'd deny me. I was just trying for science.
I just requested CLIs on my QS and SavorOne and got....$250 on each
If USB would ever part with a sp cli for me, I'm sending cap1 a Adverse action letter and tell them give my CL a buzz cut, lol.
@nytokyobred79 wrote:It looks like they've changed some of the verbiage in the naming too bc the previous letters were titled Credit Limit Increase Request vs this new Application Response Letter. Wonder what prompted the changes particularly the need to call it Application Response Letter.
Probably some bored lawyer over there
I got the same response/layout as you did when I requested a CLI on my Venture One card last week. I got denied due to low usage, so I'm not too upset about it haha.